Bryan Zichterman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Advocare and Raymond James & Associates. Outside of advisory work, he is the owner of Drifter Lee Enterprises LLC and PC Lee Enterprises LLC, which manage various business and personal real estate activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical modeling and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Penny Leal is a financial advisor at Raymond James Financial with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing and Ockerlund Capital & Wealth Management Group before joining Raymond James in 2019. In addition to her advisory role, she serves as a branch manager at Arcadia Capital in Holland, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and integrates advanced analytical tools to support client goals.

Charlsey Cavric is a financial advisor with Raymond James Financial Services Advisors, Inc. holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, Cavric worked in real estate and held roles in public service and healthcare, including service in the United States Army. Outside of advising, Cavric owns a photography business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm emphasizes tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client goals.