Makarios Palios is a CFP® with 33 years of industry experience, currently serving at Raymond James Financial. He has been with various Raymond James entities since 2008. Outside of his advisory role, he is a partner in Ten Ten Associates, LLC, which supports office expenses for a Raymond James branch, and CEO of Philotimo Capital Management LLC, an entity associated with his Raymond James business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary strategies using analytical tools, with capabilities in municipal advisory and specialized retirement plan consulting.

Carlie Dugan is a CFP® with 25 years of industry experience, currently affiliated with Raymond James Financial in Jupiter, FL. She has been with Raymond James Financial Services since 2005 and the broader Raymond James Financial firm since 2009. Outside of her advisory role, she serves on the investment committee of Bass Rocks Golf Club and is actively involved in client consulting with Cornerstone Financial Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers customized, non-discretionary planning using analytical tools and supports municipal advisory work through a unique affiliation.