Ariel Cruz is a financial advisor with Raymond James Financial Services Advisors, Inc. in Miami, FL, holding Series 63 and 65 designations and bringing 27 years of industry experience. He has been with Raymond James since 2016. Outside of his advisory role, he is the owner of CRUZHAUS, LLC, a company established to hold a vacation property in Keystone, Colorado. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals, and it maintains specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Luis Prieto Jr. is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2016 and is also involved in a support company, PrietoCruz Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm employs non-discretionary planning using risk profiling and analytical tools to tailor recommendations and supports municipal and public finance work alongside specialized retirement plan advisory services.