Melvin Perez is a CFP® professional based in Miami, FL, affiliated with Raymond James Financial. He has 28 years of industry experience and has held roles at several firms, including Raymond James Financial Services Advisors, Inc. and PWA Securities, LLC. Perez is also the owner of Providence Global Advisors LLC and an insurance agent at Provenance Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports institutional portfolio management across a large network of advisors.

Manuel De Pena is a financial advisor at Raymond James Financial with nine years of industry experience and holds a Series 66 designation. Prior to joining Raymond James, he worked at Bradesco Bank, Bradesco Global Advisors Inc., and Bradesco Investments, with additional experience at BAC Florida Investments. Outside of his advisory role, he is a shareholder in Tavarez Prep Academy LLC, an education tutoring and exam preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored non-discretionary planning and uses analytical tools to support client goals, and it offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Oscar Castellanos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with various Raymond James entities since 2009 and previously spent nine years with Provenance Wealth Advisors. Outside of his advisory work, he is a partner in a business called Keys Decisions LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.