Jayson Fradenburg is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Goldman Sachs & Co, Ameriprise, LPL Financial, and several independent firms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary consulting using risk profiling and analytical tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Marc Powers is a financial advisor with Raymond James Financial in Oxford, MI, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has worked with Raymond James Financial Services, Inc. since 1997 and has been involved in real estate since 2011. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary consulting using analytical tools to model potential outcomes and supports municipal and public-finance work through its affiliation with a municipal advisor.

Jay Smith is a CFP® with 44 years of experience in the financial services industry. He has been with Raymond James Financial and its affiliates since 1986 and currently operates out of Oxford, MI. Outside of his advisory role, he is a partner in an LLC that holds real estate used for his practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by risk profiling and modeling tools, and is notable for its municipal advisory affiliation and specialized employer advisory programs.

Travis Smith is a CFP® with 18 years of industry experience, currently serving at Raymond James Financial in Oxford, MI. He has been with Raymond James Financial Services since 2008 and holds a role as operations manager and co-branch manager at JLS Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support non-discretionary advisory programs and maintains specialized offerings such as municipal advisory services and SIMPLE IRA employer consulting.