James Ernst is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 26 years of industry experience. Prior to joining Raymond James in 2017, he worked at Wells Fargo Clearing and Banc of America Investment Services. Ernst is also involved in entrepreneurial ventures, including ownership roles at Ernst Capital LLC and Houchin Ernst Wealth Advisors, where he provides financial advice, as well as acting as a life insurance agent with Financial Strategies Group, LLP. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and utilizes analytical tools to support client goals, with specialized services in municipal finance and employer retirement plan consulting.

Scott Powers is a CFP® with 34 years of experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has worked at Raymond James and affiliated entities since 2017 and previously at Wells Fargo Clearing. Outside of his advisory role, he is involved as an agent with insurance-related businesses focusing on fixed annuities and life insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting and supports municipal and public finance services through a unique municipal advisor affiliation.

Christopher Fluehr is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors Inc. since 2014. He is involved in multiple personal business activities, including ownership roles in several family-related entities and acting as executor and trustee for family estates. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through a broad network of advisors and programs.

Ryan Young is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and The Vanguard Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Gregg Powers is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and over 34 years of industry experience. He has worked at Raymond James since 2017 and briefly at Wells Fargo Clearing prior to that. He is also involved in operating Twin Powers Wealth, LLC, a support company based in Palm Beach Gardens, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses a non-discretionary, tailored approach that incorporates risk profiling and modeling tools to inform client strategies, and it offers specialized services such as municipal advisory support and SIMPLE IRA Employer Advisory programs.

Thomas Udovich Jr. is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and is a partner at Acadium Financial Partners. His prior experience includes roles at SunTrust Advisory Services and SunTrust Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and investment consulting, employing risk profiling and analytical tools to support client goals.