David Ayala is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 17 years of industry experience. His prior roles include positions at Edward Jones and MassMutual Life Insurance Company. He is also a partner in Heritage Wealth Solutions, LLC, where he provides account management, trading, and financial planning services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs fact-finding, risk profiling, and analytical modeling to tailor non-discretionary planning and investment consulting to client goals.

Christopher Hilyer is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at MML Investors Services LLC and MassMutual Life Insurance Company before joining Raymond James in 2019. Outside of advisory work, he is a partner at Heritage Wealth Solutions, LLC, where he shares responsibilities for advisory services and portfolio management, and he owns Heritage Insurance Solutions, LLC, which produces non-variable insurance products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm’s approach involves tailored, non-discretionary planning and investment consulting using risk profiling and analytical modeling, with additional capabilities in municipal finance and specialized advisory programs.