Nicholas Gillespie is a financial advisor at Raymond James Financial with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including Truist Investment Services and Fidelity Brokerage Services. His background also includes diverse roles outside finance, such as with Freedom Boat Club and Fiverr. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports various advisory programs and institutional consulting across a large advisor network.

Matthew Turner is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and has held prior roles at Truist Advisory Services and Bb&T Securities, LLC. Outside of his advisory work, he is a business owner involved in managing non-investment-related LLCs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Wesley Thomas is a Certified Financial Planner (CFP®) based in Ponte Vedra Beach, FL, with nine years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has prior work history at Pinnacle Bank, Truist Advisory Services, BB&T Securities, and Merrill. In addition to his advisory role, he is an associate with The Horizon Group, a support company where he dedicates significant time. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Melissa Churchwell is a CFP® with 16 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Truist Advisory Services and Bb&T Securities. Churchwell serves as an officer and secretary on the board of the St. Johns County Industrial Development Authority, which issues tax-exempt bond financing for manufacturing and certain exempt facilities in the county. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services using analytical tools to model potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Christopher Sivley is a CFP® professional with 28 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. His prior roles include positions at Truist Advisory Services and Bb&T Securities. He is also a co-owner of Turner-Sivley, LLC, which holds shares of private placements. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients, offering tailored, non-discretionary advisory services supported by advanced analytical tools and a broad advisor network.

Brad Melvin is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has nine years of industry experience. His prior firms include Truist Advisory Services, BB&T Securities, and Fidelity Brokerage Services LLC. Outside of advisory roles, he is involved with Conch House Marina Resort. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services using analytical tools and supports municipal advisory work uncommon among large institutional advisors.

Amber Bennett is a financial advisor at Raymond James Financial with 18 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Truist Advisory Services and Bb&T Securities. In addition to her advisory role, she supports financial advisors as a registered sales assistant at Pinnacle Asset Management and The Horizon Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored non-discretionary planning and employs analytical tools to guide client decisions, while supporting a broad advisor network and integrating municipal advisory services.