Patrick Black is a CFP® with 22 years of experience in the financial services industry. He is currently with Raymond James Financial and has held prior roles at Edward Jones. He is also the managing partner of Onyx Wealth Strategies, a support company based in Redding, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored non-discretionary planning and leverages analytical tools to support client goals.

Theresa Nachman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 26 years of industry experience. She previously worked at Edward Jones for 14 years before joining Raymond James in 2020. She is involved in Onyx Wealth Strategies, supporting collaborative business practices and client marketing efforts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning using analytical tools and supports a broad range of advisory programs, including specialized municipal and SIMPLE IRA consulting services.