Joseph Walters is a CFP® professional with 24 years of experience in the financial industry. He is affiliated with Raymond James Financial and has worked at Legacy Wealth Management since 2017. Walters previously held roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. In addition to his advisory work, he is a minority owner and occasional consultant for a business called Next Legacy. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical modeling and also maintains a municipal advisor affiliation that supports its public finance work.

Christina Krug is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. She previously worked at Wells Fargo Advisors for 13 years and is currently associated with Legacy Wealth Management in a support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.