Howard Merkwan is a financial advisor at Raymond James Financial with 16 years of industry experience. He previously worked at Edward Jones for 16 years before joining Raymond James in 2026. He holds the Series 66 designation. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm uses analytical tools and tailored strategies to support client goals and maintains specialized programs in municipal and public finance, as well as SIMPLE IRA Employer Advisory services.

Cheryl Bracamonte is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 10 years of industry experience. She previously worked at Edward Jones from 2015 to 2026 before joining Raymond James in 2026. Outside of advising, she co-owns a rental property in Sierra Vista, Arizona. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary advice using risk profiling and analytical tools, and supports clients through various advisory programs and institutional consulting services.