Jordan Ramirez is a Series 66-licensed financial advisor with six years of industry experience, currently practicing at Raymond James Financial in Virginia Beach, VA. He has held advisory roles at TowneBank and Raymond James Financial Services Advisors, Inc. since 2017. Ramirez is also involved in support activities related to Towne Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm uses tailored, non-discretionary planning with risk profiling and analytical modeling and supports municipal finance work through unique affiliations.

Ross Legum is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His career includes roles at Bb&T Securities and Scott & Stringfellow prior to joining Raymond James in 2017. Outside of advisory work, he serves as an arbitrator for FINRA and acts as a trustee for several family trusts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and investment consulting, employing risk profiling and analytical modeling to support client goals.

Arch Brown Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Raymond James Financial Services Advisors Inc. and its affiliates since 2017, following 25 years at BB&T Securities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

April Waff Mano is a CFP® with 21 years of experience in financial advisory services, currently affiliated with Raymond James Financial. She previously spent 24 years at Financial Security Management, Inc. In addition to her advisory role, she functions as an agent for Financial Security Group, Inc., focusing on life and health insurance sales and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, institutional, and nonprofit clients. The firm emphasizes tailored, non-discretionary planning using advanced analytical tools and supports a wide network of advisors and consulting capabilities, including specialized municipal and retirement plan advisory services.

Alison Rodriguez is a financial advisor with Raymond James Financial in Virginia Beach, VA, holding Series 63 and Series 65 designations and having 10 years of industry experience. Her prior experience includes a decade at Financial Security Management, Inc. From 2026, she has also been affiliated with O'Brien Financial Management as well as several entities within Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client decision-making, with specialized programs in municipal and public finance as well as employer-sponsored retirement plans.

Gayle Blachura is a CFP® and ChFC® with 26 years of industry experience. She is currently affiliated with Raymond James Financial Services Advisors, Inc., having joined in 2026 after a long tenure at Financial Security Advisory Inc. She is also an agent at Financial Security Group, Inc., where she prepares life and health insurance quotes and applications and provides financial planning and advisory services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes tailored, non-discretionary planning supported by analytical tools and maintains specialized services such as municipal advisory support and the SIMPLE IRA Employer Advisory & Consulting Services program.

Anna Legrande is a financial advisor at Raymond James Financial with 15 years of industry experience. She holds a Series 66 designation and has worked previously at TowneBank, BB&T Securities, and Scott & Stringfellow. She is associated with The Whitmore Group, which serves as a brand name for her advisory team. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools, supporting clients through its advisory programs and maintaining specialized municipal and retirement plan services.

Matthew Callan is a financial advisor with Raymond James Financial in Virginia Beach, VA. He holds a Series 66 designation and has 21 years of industry experience. Since 2009, he has been affiliated with both Raymond James Financial and First Landing Financial Corporation, Inc. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and employs a variety of analytical tools to support client goals.

Kelly Frohsin is a CFP® with 26 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Virginia Beach, VA. Her prior work includes roles at TowneBank, Truist Advisory Services, Morgan Stanley, and UBS Financial Services. She is associated with Towne Wealth Management, a support company linked to her advisory office. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains notable municipal advisory capabilities along with specialized employer-focused programs.

Debra Clendenin is a financial advisor with Raymond James Financial Services Advisors, Inc. in Virginia Beach, VA. She holds Series 63 and Series 65 licenses and has 17 years of industry experience. Prior to joining Raymond James, she worked at Financial Security Management, Inc. for 18 years and has been associated with O'Brien Financial Management since 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Sae Kim is a CFP® professional with 26 years of experience in the financial services industry. Currently affiliated with Raymond James Financial in Virginia Beach, VA, Kim has held roles at various firms including Financial Security Group, Inc. outside of Raymond James, where they have provided life and health insurance sales and financial advisory services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools and also maintains specialized programs in municipal advisory and retirement plan services.

Nirali Trovato is a CFP® with eight years of industry experience and is currently affiliated with Raymond James Financial in Virginia Beach, VA. Her prior experience includes seven years at Waypoint Advisors LLC and three years with Cary Street Partners Investment Advisory, LLC. She is also associated with TowneBank and supports the Towne Wealth Management brand. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and scenario modeling to guide clients' investment decisions.

George Whitmore is a financial advisor with Raymond James Financial Services Advisors, Inc. in Virginia Beach, VA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at Bb&T Securities and Scott & Stringfellow. Whitmore is also associated with TowneBank in a banking capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and analytical tools to align client goals with investment strategies and supports a broad advisor network with municipal and public-finance expertise.

Lawrence Mcdonnell is a financial advisor at Raymond James Financial with 22 years of industry experience. He previously worked for Merrill from 2003 to 2018 before joining Raymond James in 2018. Mcdonnell is a Series 66 credential holder and serves as a managing partner at Cape Henry Private Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals.

Gary Zaugg is a financial advisor with Raymond James Financial in Virginia Beach, VA, holding CFP®, ChFC®, and Series 63 credentials and bringing 41 years of industry experience. He has been with Raymond James Financial since 1996 and previously led The Zaugg Financial Group, Inc. Additionally, he serves as assistant treasurer for the Great Bridge Sons of the American Revolution. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and has unique capabilities in municipal advisory and SIMPLE IRA employer consulting.

Frank Mcdonnell is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch for 17 years before joining Cape Henry Private Wealth Group and Raymond James in 2018. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytic tools, supports a broad advisor network, and has specialized municipal and public-finance advisory capabilities.

Ted Tignor is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Raymond James since 2009 and previously was involved with First Landing Financial. Outside of advisory work, he is also a musician and singer. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored non-discretionary planning and advisory services supported by analytical tools and maintains unique affiliations, including municipal advisory capabilities.

Kharah James is a financial advisor with Raymond James Financial Services Advisors Inc. in Virginia Beach, VA, holding Series 63 and Series 65 credentials and having 12 years of industry experience. Since 2015, James has been associated with Raymond James and Towne Bank, where they serve as an associate and employee. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting services to individual and institutional clients, employing analytical tools for tailored, non-discretionary planning and supporting a wide network of advisors and affiliated firms.