Joseph Jabar Jr. is a CFP® with 30 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC for 23 years and has operated Fischer Financial Services since 2015. His other business activities include his role at Fischer Financial Services, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance advisory.

Frederick Fischer is a financial advisor with Raymond James Financial in Waterville, ME, holding a Series 63 designation and having 38 years of industry experience. He previously worked at LPL Financial for 29 years before joining Raymond James in 2025. Outside of his advisory role, he owns Fischer Financial Services, which provides financial and estate planning, and acts as an insurance agent selling annuity and life contracts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.