David Hefner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 17 years of industry experience. He previously worked at Commonwealth Financial Network for 17 years before joining Raymond James in 2026. Hefner is also the owner and board member of Hefner Financial, Inc., a wealth management firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports a large network of advisors through various advisory programs.

Angela Owen is a financial advisor at Raymond James Financial Services Advisors, Inc. with 20 years of industry experience. She holds the CFP® designation and the Series 66 license. Prior to joining Raymond James in 2026, she was with Commonwealth Financial Network and Hefner Financial. Outside of her advisory role, Owen provides bookkeeping services for several family-owned businesses and offers investment advice to the Endowment Fund at her church. Raymond James Financial Services Advisors, Inc. delivers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs a non-discretionary, goal-oriented approach supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Gregory Hefner is a financial advisor with Raymond James Financial, holding a Series 66 credential and bringing 12 years of industry experience. He previously worked at Commonwealth Financial Network for 14 years before joining Raymond James Financial Services Advisors, Inc. Hefner is also an associate and employee at Hefner Financial, where he is involved in investment advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs, with specialized services in municipal and public finance and SIMPLE IRA employer advisory consulting.

Terry Mccormick is a financial advisor at Raymond James Financial with 43 years of industry experience. He holds the Series 63 designation and has been with Raymond James Financial and its affiliate since 2007. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Hefner is a CFP® and PFS™ credentialed advisor with 28 years of industry experience. He currently works at Raymond James Financial Services Advisors, Inc. and previously spent 22 years with Commonwealth Financial Network. Outside of advising, Hefner owns a tax preparation and planning business and is a founding owner of Hefner Financial Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.