Todd Carmel is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been associated with Raymond James and its affiliated entities since 2012 and is the owner of TDM Financial LLC. Additionally, he is a partner in TDA LLC and involved in an agricultural business, Mother Earth Real Estate LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored financial planning and investment consulting using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jennifer Dieffenbacher is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds a Series 63 designation and has been with Raymond James Financial Services in various capacities since 2003. Outside of her advisory role, she is a Registered Sales Associate for TDM Financial LLC, operating as an associate employee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Mario Quintero Jr. is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 40 years of industry experience. He owns and operates TDM Financial LLC and is associated with Carmel Quintero Fin Svcs, both support companies related to his advisory work. Mario is based in Westlake, Ohio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work, along with specialized advisory programs.

Donn Carmel is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, he is a partner in TDA LLC and owns TDM Financial LLC, support companies not involved in investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad advisor network with specialized services including municipal and public finance.