Erika Constantine is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory. She previously worked at JPMorgan Chase Bank N.A., J.P. Morgan Securities LLC, Wells Fargo, and Bank of America/Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Marco Williams is a CFP® professional with 17 years of industry experience, currently serving at Schwab Wealth Advisory. He previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., as well as various roles within Charles Schwab entities dating back to 2012. Outside of his advisory work, he is a primary member and registered agent of Third Mainland Holdings, LLC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach utilizes Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Robert Wright is a CFP® professional with 16 years of industry experience, currently with Schwab Wealth Advisory in Atlanta, GA. His prior roles include positions at Advocacy Wealth Management, E*TRADE, and Fidelity. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Brian Cribbs is a CFP® professional with 19 years of industry experience, currently serving at Schwab Wealth Advisory. His career includes roles at Charles Schwab & Co., Charles Schwab Bank, Bank of America, and Merrill. Outside of his advisory work, he sells personal items on eBay and Mercari. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing proprietary asset-allocation models and internal research tools.

Laura Caceres is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 designation and has previously worked at JP Morgan Chase Bank, J.P. Morgan Securities, and LPL Financial. Before entering the financial sector, she spent 18 years at United Poultry Corp. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s advice relies on Charles Schwab & Co.’s asset-allocation models and internal research tools, with a focus on client goals and risk tolerance.

Byron Rettig is a Certified Financial Planner (CFP®) with 15 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has held roles at Charles Schwab and Fidelity Brokerage Services. He is based in Atlanta, GA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment decisions, with recommendations tailored to client goals and risk tolerance.

Anthony Owen is a CFP® professional with 13 years of experience in the financial advisory industry. He currently works at Schwab Wealth Advisory, Inc. and has prior experience at Invesco and Truist Advisory Services. Owen holds Series 63 and Series 66 licenses and is based in Atlanta, GA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on personalized recommendations with annual reviews and operates through client-authorized trades and services managed by third-party or affiliated money managers.

Cory Wade is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior work includes roles at Fidelity Investments, Fidelity Brokerage Services, TD Ameritrade, and Charles Schwab. Outside of his advisory work, he owns a short-term rental property listed on Airbnb. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses proprietary asset-allocation models and internal research to guide investment selection, with trades made only upon client authorization.

Gregory Thornton is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., and has prior experience at Fidelity Investments and JPMorgan Chase Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to offer guidance on asset allocation and investment selection, with trades executed only upon client authorization.

Antonio Fernandez is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. His previous roles include positions at J.P. Morgan Securities LLC, Bank of America, and Merrill Lynch. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations guided by Schwab’s asset-allocation models and internal research tools.

Craig Gorden is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory in Atlanta, GA. His prior roles include positions at TIAA-CREF, JP Morgan Securities, Merrill Lynch/Bank of America, Morgan Stanley, and E*Trade Securities. Outside of advisory work, he owns E-Clearance LLC, a wholesale trade business utilizing Amazon's FBA platform. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with investment recommendations tailored to client goals and risk tolerance but executed only with client authorization.

Amanda Lorch is a CFP® professional with 16 years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, Inc., having previously been employed by Charles Schwab Bank, Charles Schwab and Co., TD Ameritrade Investment Management, and Scottrade. Outside of her advisory work, she owns and operates a small business specializing in the sale and installation of yard signs near her home. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Thomas Lamb is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having one year of industry experience. Prior to joining Schwab Wealth Advisory, he has held roles within various Charles Schwab entities and worked briefly at Amazon. Outside of his advisory work, he occasionally works as a DoorDash driver. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s recommendations are based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for all trades.

Brittney Brinner is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In her role, she works directly with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. Brittney provides ongoing advice, adjusting plans as clients' circumstances evolve to help them pursue their personal and family objectives. Her expertise includes assisting clients with a variety of financial priorities, such as purchasing a home, funding education, addressing eldercare considerations, and preparing for healthcare expenses. Brittney holds the Personal Investment Advisor (PIA) designation. She earned a Bachelor's Degree from Grand Valley State University and a Master's Degree from DePaul University.

Jack Bell is a CFP® with 14 years of industry experience and is currently with Schwab Wealth Advisory in Atlanta, GA. His prior experience includes roles at FPF Advisors LLC, Truist Investment Services, BB&T, Bank of America, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to deliver tailored recommendations without exercising discretionary trading authority.

Adam Foster is a CFP® professional with 18 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been employed since 2024. Prior to this, he spent nine years at TIAA-CREF. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, offering tailored guidance on asset allocation and investment selection with client-authorized trade execution. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools and serves a large client base with a focus on separately managed accounts and structured compliance measures.

Wajima Rasoul is a financial advisor with Schwab Wealth Advisory in Atlanta, GA, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Charles Schwab & Co., M Holdings Securities, Lion Street Financial, PURSHE KAPLAN STERLING INVESTMENTS, Crescent Wealth Advisory, Ameriprise Financial Services, and Goldman Sachs Wealth Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with client-tailored recommendations and execution occurring only with client authorization.

Aria Hattiangadi is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. Prior to joining Schwab, she held roles at Fidelity Investments and was self-employed for three years. Outside of advisory work, she is involved in product development and general management as owner of Arcis. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, focusing on asset allocation and investment selection through a model-driven, client-authorized process.

Mei Lin is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including Regions Bank, Santander Securities, and Wells Fargo, before joining Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and research tools, with at-least-annual reviews tailored to clients’ goals and risk tolerance.

Rodrick Sullivan is a CFP® with 11 years of industry experience, currently advising at Schwab Wealth Advisory in Atlanta, GA. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Valic Financial Advisors, Allstate Insurance Company, and New York Life. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referrals, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm bases its guidance on Schwab’s asset-allocation models and internal research, with recommendations tailored to individual goals and risk tolerance.

Caroline Logozzo is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. She has previously worked at JPMorgan Chase Bank and Equitable Financial Life Insurance Co. Outside of finance, her background includes roles at Bentley University and involvement with Glenbrooke Swim & Tennis Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Jessica Mayfield is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at Truist Advisory Services, Suntrust Investment Services, and Harrisdirect LLC. Outside of her advisory work, she manages rental properties as a landlord. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standard asset-allocation models and internal research, with client-authorized trades and regular portfolio reviews.

David Bruno is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has worked with Charles Schwab and its affiliated entities since 2020 and previously held roles at USAA investment and financial planning services from 2011 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals from Charles Schwab & Co. The firm uses standard asset-allocation models and internal research tools to offer tailored guidance on asset allocation and investment selection, while client authorization is required for all trades.

Moosah Dowlatabadi is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab, Charles Schwab Bank, SmartPath, and E*TRADE Securities. Outside of his advisory work, he coaches youth soccer with the United Futbol Academy Metro Atlanta. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s standard asset-allocation models and internal research, offering tailored recommendations and conducting at-least-annual reviews.

Jeffrey Burrell is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, N.A., and Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with tailored recommendations and trades executed only with client authorization.

Greer Henderson is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Henderson worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2022 to 2025, and held positions at Morgan Stanley and E*TRADE Securities from 2020 to 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice relies on Charles Schwab’s asset allocation models and internal research tools, with personalized recommendations and annual reviews tailored to clients’ goals and risk tolerance.

Serina Shyu is a CFP®-certified financial advisor with 13 years of industry experience, currently with Schwab Wealth Advisory in Atlanta, GA. She has previously worked at firms including LPL Financial LLC, Delta Community Credit Union, and Jon Baker Financial Group. Outside of her advisory work, she manages rental property activities, including tenant sourcing and property maintenance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, with recommendations tailored annually to each client’s goals and risk tolerance.

Logan Pethel is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including JPMorgan Chase Bank, E*TRADE, Morgan Stanley, Fidelity, and Edward Jones. Outside of his advisory role, he operates a small online guitar string retail business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Dennis Beard Hammond is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Ameriprise Financial and Charles Schwab Bank, SSB. Outside of finance, he has held positions in educational and nonprofit organizations, including Cornerstone University and Bethany Christian Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations and relying largely on third-party or affiliated money managers for investment management.

Mojoyeoluwa Oni is a CFP® professional with four years of industry experience, currently advising at Schwab Wealth Advisory. Prior to this, Oni worked at JPMorgan Chase & Co., MIO Partners, and Truist Financial, among others. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on proprietary asset-allocation models and internal research, with at-least-annual reviews tailored to clients’ goals and risk tolerances.

Steven Miller is a financial advisor with Schwab Wealth Advisory in Atlanta, GA, holding a Series 66 license and six years of industry experience. His prior roles include positions at Merrill, J.P. Morgan Securities, and Newbridge Financial Services Group. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored to individual client goals and risk tolerance.

Phillip Battle is a Series 66-licensed financial advisor at Schwab Wealth Advisory with seven years of industry experience. He has worked at Charles Schwab & Co., Fidelity Investments, JP Morgan Chase, and Bank of America. Outside of his advisory role, he serves as a coaches coordinator for the Mountain View Athletic Association. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referrals. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering personalized recommendations with client authorization for trades.

Kevin Madigan is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has previously worked at Fisher Investments, Wela Strategies, Inc., and E*Trade Securities. Outside of his advisory role, he is involved as a high school soccer referee with the Georgia Soccer Officials Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.