Jacquelyn Coleman is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her career includes roles at Northwestern Mutual Investment Management and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on financial reviews, retirement planning, and investment recommendations using Charles Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and differs from many enterprise wealth managers in its fee structure and client service model.

Jason Miller is a CFP® and ChFC® with 23 years of experience in the financial industry. He is currently with Schwab Wealth Advisory, Inc. in Chicago, having previously worked at firms including JPMorgan Securities, Principal Life Insurance Company, and Raymond James Financial Services. Outside of his advisory work, he serves as treasurer of the St. Mary School Mokena IL Athletic Board. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Matthew Duffey is a CFP®-certified financial advisor at Schwab Wealth Advisory with four years of industry experience. He has held various roles within the Charles Schwab organization since 2021, including positions at Schwab Wealth Advisory Inc and Charles Schwab Bank. Prior to his professional career, he was involved with the Notre Dame Student Activities Organization during his time at the University of Notre Dame. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem, delivering advice based on established asset allocation models and research tools, without exercising discretionary trading authority on client accounts.

Michalis Kritikos is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at Goldman Sachs, Scottrade, Allstate, and TD Ameritrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering investment recommendations and financial planning services while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and employs standardized asset allocation models and Schwab research tools.

Auddie Cousins is a financial advisor with Schwab Wealth Advisory in Chicago, IL, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab Wealth Advisory in 2026, Cousins worked at Fidelity Investments and has held various roles in the financial and service sectors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering tailored investment recommendations and annual financial reviews using Schwab’s proprietary research tools and asset allocation models.

Alan Kurt is a CFP®, CFA®, and Series 66 licensed advisor with 19 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc. in Chicago, IL, having previously worked at J.P. Morgan Securities LLC for over a decade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem without charging clients directly, and it does not act as a discretionary portfolio manager.

Michael Relyea is a financial advisor with Schwab Wealth Advisory Inc. based in Chicago, IL. He holds Series 63, 65, and 66 licenses and has 25 years of industry experience. His prior work includes roles at National Life Group, Equity Services, Inc., and Allstate Insurance Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Sanel Duranovic is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has held positions at firms including Charles Schwab, Transamerica Investors Securities Corporation, CITIGROUP, and USAA, contributing to his extensive background in financial planning and investment management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations while allowing clients to make final trading decisions.

Cameron Grable is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory in Chicago, IL. Prior to joining Schwab Wealth Advisory in 2024, he worked for The Vanguard Group for six years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations while leaving final trading decisions to clients.

Michael Sharpe is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Chicago, IL. His prior experience includes roles at Shepherd Financial, LLC, LeadJen LLC, and the University of Kentucky. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and a range of investment recommendations delivered through Charles Schwab’s asset allocation models and research tools.

Nelson Dume is a financial advisor with Schwab Wealth Advisory in Chicago, IL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He previously worked at Citigroup Global Markets for 17 years before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2024. Outside of his advisory role, he is involved as a landlord in a rental property business in Fort Lauderdale, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using proprietary Schwab research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Mario Giannetta is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 32 years of industry experience, including roles at Charles Schwab Bank and Charles Schwab since 2005. Schwab Wealth Advisory, Inc. delivers non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Ephraim Okeke is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds the Series 66 credential and has previously worked at UBS Financial Service Inc., Raymond James & Associates, Inc., Bank of America, N.A., and Merrill Lynch. Outside of his advisory role, he serves as the Treasurer and a board member for F.Y.T.C (For You, The Culture) INC, where he manages financial affairs and budgets. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes using Schwab research tools and standard asset allocation models.

Hope Babbington is a CFP® with six years of experience in the financial services industry, currently serving at Schwab Wealth Advisory. She has held various roles within the Charles Schwab organization since 2019 and has prior experience at Butler University, Government Employees Insurance Company, and Aflac. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm primarily serves individual clients and operates within the Schwab ecosystem without directly charging clients, distinguishing it from many other enterprise wealth managers.

Lidija Gjorgjievska is a CFP®-certified financial advisor with 12 years of industry experience. She is currently with Schwab Wealth Advisory in Chicago, IL, where she has worked since 2021 and has been affiliated with Charles Schwab since 2018. Prior to her current role, she worked at TD Ameritrade and has experience teaching virtual yoga sculpt classes outside of finance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory (SWA) program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Hari Nair is a Series 66-licensed financial advisor with 19 years of industry experience, currently with Schwab Wealth Advisory. His prior experience includes roles at J.P. Morgan Securities and extensive tenure at Charles Schwab and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, investment recommendations, and wealth management education. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Irvin Cartagena Jr. is a CFP® professional with 18 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2022. Prior to this, he held roles at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and research tools, while clients retain final trading decisions.

Nicholas Eppler is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. He has held roles at several firms, including Charles Schwab & Co., Sonar Wealth, Edward Jones, and Fidelity Investments. Prior to his financial services career, he worked at Keyence Corporation of America for six years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with clients making final trading decisions and discretionary management handled by affiliated or third-party managers.

Sebastian Galindo Sosa is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, where he has worked since 2026. His prior experience includes six years at The Vanguard Group and a year at Wells Fargo. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc., delivering advice via standardized asset allocation models and Schwab research tools without exercising discretionary trading authority.

Jennifer Thurswell is a Series 65 certified financial advisor with Schwab Wealth Advisory in Chicago, IL. She has one year of industry experience and previously worked at Harrison, LLP, Katten Muchin Rosenman, LLP, and Reed Smith LLP. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice through Charles Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Angel Montano is a financial advisor with Schwab Wealth Advisory Inc. in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Charles Schwab and its related entities since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab, with advice delivered through client-directed investment decisions rather than discretionary management.

Mary Goesel is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. in Chicago, IL. Her prior work includes roles at Charles Schwab, Facet Wealth, TIAA-CREF, Bank of America, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions without exercising discretionary trading authority.

Natasha Cooper is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. since 2024. Her prior experience includes roles at Merrill and Bank of America. She is active in the Chicago community as the Communications Chair on the auxiliary board of the Chicago Youth Center. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations supported by Schwab’s research tools, without exercising discretionary trading authority.

Taylor Mc Main is a CFP® with 11 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. in Chicago, IL. Prior to joining Schwab Wealth Advisory, Mc Main worked at Beacon Pointe Advisors for three years and held various roles within the Charles Schwab organization for over a decade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program. The firm supports clients with annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models, while leaving final trading decisions to clients.

Jonathan Sears is a financial advisor with Schwab Wealth Advisory in Chicago, IL. He holds the CFP® designation and has 17 years of industry experience, including roles at J.P. Morgan Securities and Charles Schwab. Sears has been with Schwab Wealth Advisory since 2022 and with the broader Charles Schwab organization since 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice through standard asset allocation models while leaving final trading decisions to clients.

Ethan Redensek is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. He has four years of industry experience and has worked at Charles Schwab & Co., Inc. since 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while clients retain final trading decisions.

Patrick Sands is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked extensively within the Charles Schwab organization since 1999, including roles at Charles Schwab Bank and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to offer investment recommendations, conducting annual account reviews without discretionary trading authority.

Andrew Arnold is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory in Chicago, IL. His career includes positions at Bank of America, Merrill, Heitman Securities, JVM Securities, and American Century Investment Services. He holds the Series 63 and Series 65 licenses in addition to his CFP® designation. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice through standardized asset allocation models and Schwab research tools, with clients retaining final trading decisions and the firm conducting at least annual account reviews.

Eric Baytala is a financial advisor with Schwab Wealth Advisory in Chicago, IL, holding the CFP® and ChFC® designations and carrying 17 years of industry experience. He has been with Charles Schwab-affiliated firms since 2014, including Schwab Wealth Advisory since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and offers wealth management education along with investment recommendations across a range of securities.

Alex Kruszewski is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at Charles Schwab and TD Ameritrade, as well as experience outside finance at Elite Home Restoration and Northern Illinois University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm delivers advice using Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Natalya Jennings is a CFP® with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Chicago, IL. Her prior experience includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Merrill, Bank of America, and Morgan Stanley. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.