Ion Angi Filip is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses, and has two years of industry experience. Prior to joining Schwab Wealth Advisory, he held roles at Charles Schwab & Co., Inc. and DoorDash Inc., among other companies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and Charles Schwab & Co.-referred clients. The firm’s investment approach is guided by Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations based on client goals and risk tolerance without exercising discretionary trading authority.

Ryan Stango is a financial advisor with Schwab Wealth Advisory, Inc. in Orlando, FL, holding a Series 66 designation and 15 years of industry experience. His prior experience includes roles at Merrill Lynch, Pierce, Fenner & Smith Inc. and AXA Advisors, LLC. Outside of finance, he streams video games on Twitch Interactive, Inc., dedicating about 500 hours annually. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts overseen by third-party or affiliated money managers.

Evan Luchs is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Charles Schwab and Aflac. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab’s asset allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Kevin Murphy is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He has been with Charles Schwab in various capacities since 1999 and joined Schwab Wealth Advisory in 2012. Outside of his advisory role, he is a Class A member of Tiger Bay Farms, LLC, which manages a tree farm in the Tiger Bay State Forest. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach includes guidance on asset allocation and investment selection using Schwab’s proprietary research and models, with at-least-annual reviews tailored to clients’ goals and risk tolerance.

Victor Alarcon is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Schwab, he worked at Starbucks and TSF Sportswear. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with recommendations tailored to each client’s goals and risk tolerance.

Johara Safraoui is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Schwab Wealth Advisory, she held positions at Charles Schwab & Co. and worked in various roles outside the financial industry, including education and retail. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Melvin Duran is a Series 66-licensed advisor at Schwab Wealth Advisory with one year of industry experience. His prior roles include positions at Charles Schwab & Co., Navy Federal Credit Union, TEKsystems, and Evermay Wealth Management LLC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Santiago Santana is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and was previously employed by Charles Schwab & Co., Inc. Outside of his advisory role, he operates a small vehicle rental business through the Turo app. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, offering tailored recommendations reviewed at least annually.

Jennie Clerzeau is a financial advisor with Schwab Wealth Advisory, holding a Series 66 credential and based in Orlando, FL. She has one year of industry experience and previously worked in various roles including at Kelly Education and Columbia University. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with personalized recommendations tailored to clients’ goals and risk tolerance.

Bruno Faria Amoroso is a financial advisor with Schwab Wealth Advisory, Inc. in Orlando, FL, holding Series 63 and Series 66 licenses with two years of industry experience. His prior work includes roles at Schwab Wealth Advisory and Charles Schwab & Co., Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance relies on Charles Schwab’s asset-allocation models and internal research, offering personalized recommendations without exercising discretionary trading authority.

Cliff Worthylake is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. and previously held roles at firms including WA Global and Amazon. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s recommendations focus on asset allocation and investment selection, utilizing Schwab’s internal research tools and standard models, with trades executed only upon client authorization.

Jason Cvetan is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 credentials and one year of industry experience. His prior work history includes roles at Regions Bank, Charles Schwab & Co., Inc., and Amazon Flex. Based in Orlando, FL, he has been with Schwab Wealth Advisory since 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach involves tailored asset allocation and investment recommendations using Schwab’s internal research tools, with client authorization required for trades, and it operates under a structure affiliated with Charles Schwab & Co. and related entities.

Brandon Flitsch is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual Investment Management and various Charles Schwab entities. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and internal research, with client trades performed only upon authorization.

Everett Adams is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. His background includes roles at Charles Schwab & Co., Inc. and Raymond James Edgewater Family Wealth, alongside periods of full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to tailor recommendations, focusing on client goals and risk tolerance without exercising discretionary trading authority.

Nathaniel Kahn is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at Fidelity Investments, Charles Schwab, and First National Bank of Omaha. Kahn also serves as a Sergeant in the Army National Guard. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s models and research tools, with at-least-annual reviews tailored to clients' goals and risk tolerance.

Dennis Shea is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He joined the firm in 2026 and has prior experience in education and mortgage services. Outside of finance, he was involved with Shea D Boys Stable from 2021 to 2025. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Pavan Patel is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., Bank of New York Mellon, and J&I Marketing Concepts, as well as several years in full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, with recommendations tailored to each client’s goals and risk tolerance.

Jacob Descoteau is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses. He has one year of industry experience and has worked at Schwab Wealth Advisory since 2026. Prior to that, he held positions at Charles Schwab & Co., Inc. and other companies in various roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with client authorization required for all trades.

Zachary Sechkar is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and approximately one year of industry experience. Prior to joining Schwab Wealth Advisory, he held roles at Raymond James and Magna AIM Systems and has spent significant time in full-time education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach involves tailored asset allocation and investment recommendations driven by internal research and standard models, with trades executed only upon client authorization.

Byron Westerfield is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 31 years of industry experience, all with Charles Schwab affiliates, including Schwab Wealth Advisory Inc since 2025 and previous roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab Investment Advisory, Inc. He is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools. The firm offers tailored recommendations with at-least-annual reviews, focusing on mutual funds, ETFs, separately managed accounts, and alternative investments.

Abby Becker is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience at Charles Schwab & Co., Inc. and retail companies including Aritzia and Ulta Beauty. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses standard asset-allocation models and internal research tools to offer tailored recommendations, while account trades require client authorization.

Erica Ngo is a financial advisor at Schwab Wealth Advisory, Inc. with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co., Inc. in various roles since 2012. Her prior experience includes working at Barrister Title Services, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to offer tailored recommendations, while executing trades only with client authorization.

Americo Garcia is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 credentials and has one year of industry experience. Prior to his current role, he has worked at Charles Schwab & Co., Inc., Chase, and Publix in various capacities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Scott Free is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and 12 years of industry experience. His career includes roles at Charles Schwab, Freedom Resources, and USAA Financial Planning Services. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research, with customized recommendations and client-authorized trades.

Zane Sanders is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Schwab Wealth Advisory, he has worked at Charles Schwab & Co. and held various roles including positions in campus recreation and ocean rescue. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Ja'lil Reynolds is a Series 66-licensed financial advisor with Schwab Wealth Advisory, Inc. in Orlando, FL, and has been with the firm since 2026. Prior to joining Schwab, he spent time at Northwestern Mutual and focused on full-time education for several years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and those referred by Charles Schwab & Co. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance.

Steven Golden is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab since 1997 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, he coaches high school baseball and is involved in college baseball recruiting as an HTML programmer. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools while executing trades only with client authorization.

Cameron Ali is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Charles Schwab & Co., Inc., PNC Bank, Trustco Bank, Homeland Vinyl Products, and 7-Eleven. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations while executing trades only with client authorization.

Angelina Ramos is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Her prior work includes roles at Morgan Stanley and BankUnited, as well as experience in education and retail. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Sebastian Paz is a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL, holding Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., Grove Bank & Trust, and JLM Advisors. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on Charles Schwab’s asset-allocation models and research tools.

Jordan Kerney is a financial advisor at Schwab Wealth Advisory with Series 66 credentials. Based in Orlando, FL, he began his advisory career in 2026 with Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. Prior to this, he held various roles across multiple industries including hospitality and retail. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to guide investment selections, delivering tailored recommendations with client authorization required for trades.