Francesco Amato is a financial advisor at Schwab Wealth Advisory with CFP® and CFA® designations and two years of industry experience. He has previously worked at First National Bank of Mount Dora, South Lake Wealth Management, and Legacy Trust Family Wealth Office, among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Renee Cooper is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2016. She previously served in the United States Air Force starting in 1998 and has been involved in real estate property management since 2011. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing Charles Schwab’s asset allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Christopher Caro is a CFA® charterholder with 15 years of industry experience. He is currently an advisor at Schwab Wealth Advisory and Charles Schwab in Orlando, FL, having joined both firms in 2025 after 15 years at BNY Mellon. Outside of his advisory role, his spouse owns and operates a retail business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection using internal research tools and standard models, with client authorization required for all trades.

Nicolas Garcia Lopez is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2025. He has been affiliated with Charles Schwab & Co., Inc. since 2017 and previously held positions at Hertz, Corporate Graphics International, and Sherwin Williams. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance is based on proprietary asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Stacy Brandenburg is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various Charles Schwab entities since 2010, including Schwab Wealth Advisory Inc., Charles Schwab Trust Bank, and Charles Schwab Premiere Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored annually to clients’ goals and risk tolerance.

Matthew Stange is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at Raymond James Financial Services and Keyes, Stange & Wooten CPA Firm. He also teaches a finance course at Stetson University aimed at students pursuing CFP certification. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach combines Charles Schwab & Co.’s asset-allocation models and research tools with tailored recommendations and at-least-annual portfolio reviews.

Christopher Turner is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2012, as well as Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Meagan Druey Schaefer is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Charles Schwab & Co., Schwab Wealth Advisor Inc., J.P. Morgan Securities, Bank of America, Merrill, and Arkansas State University. Outside of her advisory work, she is the owner of Evergreen Kennels, where she breeds mini-Aussies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs standard asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Erwin Cajamarca is a financial advisor with Schwab Wealth Advisory who holds a Series 63 designation and has 31 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1996. Based in Orlando, FL, his career has been focused within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Dominic Marco is a CFP® certificant with three years of experience in financial advising, currently with Schwab Wealth Advisory in Orlando, FL. His prior work includes roles at Charles Schwab and Vivint Smart Home. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on internal research and standardized asset-allocation models. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Matthew Beam is a CFP®, CFA®, and Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Schwab Private Client Investment Advisory, Charles Schwab Bank, and Finemark National Bank & Trust. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with client recommendations tailored according to stated goals and risk tolerance.

Juan Faget Aveledo is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, Bank of America, Merrill Lynch, and Fidelity Investments. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for trades.

Benjamin Pearce is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and its affiliates since 2011. Pearce has been with Schwab Wealth Advisory Inc. since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Cedric Knight is a CFP® professional with 27 years of experience in the financial services industry. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1999. Outside of his advisory role, he was involved with I. Knight Florida Highwaymen Art LLC for 12 years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She has held roles at Charles Schwab since 2012 and worked at PNC Wealth Management from 2011 to 2012. Espinosa holds the Series 63 and Series 65 designations and is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice relies on Charles Schwab & Co.’s asset allocation models and internal research, with a focus on client goals and risk tolerance through annual reviews.

John Lindell is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Bank of America, Merrill, and Morgan Stanley. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools. The firm’s services focus on client-authorized trades and at-least-annual reviews tailored to individual goals and risk tolerance.

James Reuter is a financial advisor with Schwab Wealth Advisory, Inc., holding the Series 63 and Series 66 licenses and bringing three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab & Co., Inc. and Edgewater Family Wealth. Outside of his advisory role, he is involved in the restaurant industry as a server at Big Fin Seafood in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations typically involving mutual funds, ETFs, and separately managed accounts, with trade execution requiring client authorization.

Derek Shadick is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His career includes positions at Charles Schwab, E*TRADE Capital Management, Wells Fargo Clearing, and Stifel. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset allocation models and internal research, with client trades requiring authorization and regular reviews tailored to individual goals and risk tolerance.

Christopher Blohm is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at J.P. Morgan Securities and Scottrade. Blohm is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations with trades executed only upon client authorization.

Richard Malmberg is a financial advisor with Schwab Wealth Advisory, Inc. in Orlando, FL, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab & Co. since 2019 and previously held roles at firms including Stratos Wealth Partners, LPL Financial, Truist Investment Services, and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to offer tailored guidance on investment selection, with trades executed only upon client authorization.