Aaron Phelps is a financial advisor with Schwab Wealth Advisory, holding the Series 63, Series 65, and Series 66 certifications. He has 26 years of industry experience, including roles at Schwab Wealth Advisory since 2012 and Charles Schwab since 2005. He also worked briefly at Amsouth Investment Management Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Darin Bostic is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and its affiliates since 1999, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset-allocation models and research tools to guide investment selection and portfolio reviews.

Robin Wade is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and 22 years of industry experience. Wade has been with Schwab Wealth Advisory and Charles Schwab & Co. since 2016, following two years at Morgan Stanley. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on standardized asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Vianny Minaya is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 designations and bringing 14 years of industry experience. Prior to joining Schwab Wealth Advisory in 2021, Minaya worked at Wells Fargo Clearing and Wells Fargo Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance.

Steven Golden is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab since 1997 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, he coaches high school baseball and is involved in college baseball recruiting as an HTML programmer. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools while executing trades only with client authorization.

Tyler Schaefer is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His prior experience includes roles at JPMorgan Chase, Bank of America, Merrill, and Wells Fargo. Outside of finance, he co-owns a dog breeding business and provides dog boarding and walking services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s approach is based on Schwab’s asset-allocation models and internal research, with personalized recommendations and client-authorized trades.

Joseph Clifton is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Schwab Wealth Advisory since 2020 and with Charles Schwab since 2014. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice follows Charles Schwab’s asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored to individual goals and risk tolerance.

Tanya Tremel is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 designations and two years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and has prior experience at Charles Schwab & Co., Inc., Supelle, and Lockheed Martin. Outside of her advisory role, she owns Joy Marketing, a marketing service business focused on supporting startup companies. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Gregory Mantecon is a CFP® and holds a Series 66 license, with nine years of industry experience. He has worked at Schwab Wealth Advisory since 2018 and has been with Charles Schwab since 2016. Schwab Wealth Advisory, Inc. provides fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and clients referred by Charles Schwab & Co. The firm offers non-discretionary guidance based on proprietary asset-allocation models and reviews, with trades executed only upon client authorization.

Ricky Parker is a financial advisor with Schwab Wealth Advisory, holding Series 63 and 66 designations and bringing 27 years of industry experience. He has worked with Charles Schwab and its affiliated firms since 1999 and has been with Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with a focus on client authorization for trades.

Felipe Florez is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 credentials and eight years of industry experience. He has been with Charles Schwab since 2017 and joined Schwab Wealth Advisory in 2024. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Matthew Burger is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Charles Schwab, The Travelers Indemnity Company, Plymouth Rock Assurance, and US Health Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, offering tailored guidance on asset allocation and investment selection based on Charles Schwab & Co.’s models and research tools. The firm serves a large client base and utilizes third-party or affiliated money managers for separately managed accounts.

Denisse Arambula is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Schwab Wealth Advisory since 2020 and has worked at Charles Schwab since 2017. Outside of advising, she has experience in healthcare services supporting payroll operations. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standard asset-allocation models and internal research tools. The firm operates on a large scale with over 1,700 advisors and offers personalized recommendations without discretionary trading authority.

Olivia Harder is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 63 and Series 65 licenses. Prior to her current role, she worked at Charles Schwab & Co., Inc. and has a background in retail management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Gary Gould is a financial advisor at Schwab Wealth Advisory with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2012, with prior experience at Charles Schwab, Harrisdirect LLC, and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection based on proprietary research and standard asset-allocation models, with client authorization required for all trades.

Juan Delgadillo is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 13 years of industry experience. He has been with Charles Schwab since 2014 and joined Schwab Wealth Advisory in 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection, using Schwab’s proprietary models and research, with recommendations tailored to client goals and risk tolerance.

James Luther is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 certifications and bringing 27 years of industry experience. He has been with Charles Schwab in various capacities since 1999. Outside of his advisory role, he serves as a board member for Animal Safehouse of Brevard, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to individual goals and risk tolerance.

David Klein is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated firms since 2014. Klein is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations with at-least-annual reviews while trades require client authorization.

Richard Velazquez is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Charles Schwab and its affiliated firms since 2000. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Shawn Conboy II is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and three years of industry experience. He has held roles at Schwab Wealth Advisory and Charles Schwab & Co., Inc., as well as prior positions at American Campus Communities and Planet Smoothies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s investment approach relies on standard asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection with at-least-annual reviews tailored to clients’ goals and risk tolerance.