John Lupori is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 26 years of industry experience, including roles at Charles Schwab since 2008 and Schwab Wealth Advisory since 2021. Outside of his advisory work, he is involved in marketing and networking for a construction company in Orlando. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Emanuel Candelario Padilla is a financial advisor with Schwab Wealth Advisory and holds the CFP®, ChFC®, and Series 66 designations. He has nine years of industry experience, including roles at Charles Schwab, Lincoln Financial Securities, CIFS, and Citibank. He is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is guided by Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Brandon Nickell is a Series 66-credentialed financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and with Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on Schwab’s internal research and standard asset-allocation models, while trades require client authorization.

Mariano Rodriguez is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated firms since 2014. Based in Orlando, FL, his current role began in 2018 at Schwab Wealth Advisory Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance.

Theotime Desmulier is a CFP® professional with eight years of industry experience, currently affiliated with Schwab Wealth Advisory, Inc. His prior positions include roles at Rehmann and Raymond James Financial Services Advisors, Inc. He is based in Orlando, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with at-least-annual reviews.

Lucas Wyland is a CFP® professional with two years of industry experience, currently advising clients at Schwab Wealth Advisory in Orlando, FL. He has worked at Charles Schwab since 2023 and previously held roles outside the financial sector, including positions at BMW of Ocala and Cracker Barrel. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

James Howell is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2012 and Charles Schwab since 1997. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, offering personalized recommendations with client authorization for trade execution.

Sean Mallon is a CFP® with 23 years of industry experience, currently advising at Schwab Wealth Advisory, Inc. in Orlando, FL. His prior experience includes roles at TD Ameritrade, Charles Schwab, Moomoo Financial, and Wells Fargo Investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering customized recommendations without exercising discretionary trading authority.

Marco Escobar is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior roles include positions at CitiGroup, Merrill, and J.P. Morgan Securities. Outside of finance, he is involved in music production as the owner of CasaMuzik, where he works as a producer, writer, and musician. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection, using proprietary models and internal research tools, while requiring client authorization for all trades.

Jonathan Kress is a CFP® professional with 10 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2022. He has been affiliated with Charles Schwab since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance, while trades are executed only with client authorization.

Patrick Mac Leish is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and has worked at Charles Schwab since 2013. Based in Orlando, FL, he provides investment advice and financial planning services to clients. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and wealth management consultations. The firm’s advice is guided by Schwab’s asset-allocation models and internal research, with tailored recommendations based on client goals and risk tolerance.

Derrick Butterfield Jr. is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Schwab Wealth Advisory since 2019 and has a broader affiliation with Charles Schwab dating back to 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services include asset allocation guidance and investment selection based on Charles Schwab & Co.’s standard models and internal research tools, with client accounts reviewed at least annually.

Oluwatobi Ajao is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. Before joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab and has a background that includes involvement with Auburn University Football. Outside of advisory work, he has worked as a delivery driver for DoorDash. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients primarily enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with tailored recommendations aligned to client goals and risk tolerance.

Brandon Macho is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. He previously worked at Ameriprise and RBC Capital Markets, among other roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s recommendations are based on Charles Schwab & Co.’s asset-allocation models and internal research, with trades executed only upon client authorization.

Bryan Williamson is a financial advisor with Schwab Wealth Advisory, Inc. based in Orlando, FL. He holds Series 63 and Series 66 designations and has 18 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2008 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain CS&Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is guided by Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations reviewed at least annually.

Eric Bauer is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has been with Schwab Wealth Advisory since 2021 and has worked at Charles Schwab & Co., Inc. since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach includes asset allocation guidance based on proprietary models and internal research, with trades executed only upon client authorization.

Ted Romine is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and 31 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and with Charles Schwab & Co., Inc. since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering customized recommendations with at-least-annual reviews while trades require client authorization.

Eduardo Montiel is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, Bank of America, Merrill, and Wells Fargo Bank. Montiel is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice utilizes Schwab’s asset-allocation models and internal research tools, offering tailored recommendations with trades executed only upon client authorization.

Malachi Jones is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Charles Schwab & Co., Inc., Reeds Jewelers, Kay Jewelers, and spent two years in full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, offering fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on standardized asset-allocation models and internal research tools.

Daniel Potocki is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Empower Financial Services, The Huntington Investment Company, Cetera, and New York Life Insurance Company. He also served six years in the United States Army Reserve. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools. The firm manages investments with client authorization and offers tailored recommendations based on individual goals and risk tolerance.