Susan Poss is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. She has been with Charles Schwab and its affiliated firms since 1999, including 12 years specifically at Schwab Wealth Advisory. She holds Series 63 and Series 66 licenses and is based in Orlando, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is guided by Schwab’s standard asset-allocation models and internal research tools, focusing on client goals and risk tolerance without exercising discretionary trading authority.

Nolan Cancino is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with firms including Charles Schwab, Morgan Stanley Smith Barney LLC, and Julius Baer Bank & Trust (Bahamas) Limited. He is based in Orlando, FL. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Sean Moore is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 24 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and also associated with Charles Schwab & Co., Inc. since 2011. Prior to that, he worked at Choreo, LLC for nine years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on internal research and asset-allocation models, with a focus on tailored recommendations and a compliance framework distinct from many peers.

Adam Tobias is a CFP® with nine years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, where he has worked since 2025, and has prior experience at Ameriprise Financial Services LLC and Schwab Private Client Investment Advisory. Tobias is based in Orlando, Florida. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment approach relies on internal asset-allocation models and research tools, with recommendations tailored to individual client goals and risk tolerance.

Jeremy Jones is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab since 1998 and has worked at Schwab Wealth Advisory since 2012. Based in Orlando, FL, Jones primarily serves clients within Schwab's advisory programs. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection using proprietary models and internal research, with trades executed only upon client authorization.

Victor Benavides is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2019, with prior experience at PCS | Aspire and T. Rowe Price. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations reviewed at least annually.

Sean Smith is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and previously worked at Charles Schwab & Co., Inc. from 1999 to 2004. He holds Series 63 and Series 66 licenses and is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab’s asset-allocation models and internal research, offering recommendations tailored to each client’s goals and risk tolerance, with trades executed only upon client authorization.

Dylan Allred is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has previously worked at Northwestern Mutual Wealth Management Company, Fidelity, Navy Federal Financial Group, and The Vanguard Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering guidance tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Vincent Lachman is a CFA® charterholder based in Orlando, FL, with 12 years of industry experience. He currently works at Schwab Wealth Advisory Inc. and Charles Schwab, joining both firms in 2025. His prior experience includes roles at Merrill Lynch, Bank of America, Morgan Stanley, and J.P. Morgan Securities, among others. Lachman also spent two years involved with Island Flavors, Inc. DBA Golden Krust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to each client’s goals and risk tolerance.

Boris Diaz is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 credentials with two years of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. since 2023. Outside of his financial career, Boris is also a music artist and producer known as Bsleezy, composing and distributing music across digital platforms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and selected referrals. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research tools, offering tailored investment recommendations without exercising discretionary trading authority.

Shane Spence is a CFP® professional with two years of industry experience, currently serving at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at Charles Schwab & Co., The LifeWealth Group, Madison Avenue Securities, AE Wealth Management, Equitable Advisors, and Earned Wealth. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Joseph Continelli is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at LifeWealth Investments, Madison Avenue Securities, AE Wealth Management, Bank of America, and TD Ameritrade. He is also involved in insurance sales through The LifeWealth Group. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach uses Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Kristina Jeffries is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab and Schwab Wealth Advisory since 2004 and 2012, respectively. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach includes asset allocation guidance and investment selection supported by internal research tools, with client accounts reviewed at least annually and managed according to individual goals and risk tolerance.

Alexander Chin is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Hillpointe Corporate Management. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance is based on proprietary asset-allocation models and internal research, with recommendations tailored to each client’s goals and risk tolerance.

Everett Johnson is a Series 66-credentialed advisor with nine years of industry experience. He currently works at Schwab Wealth Advisory in Orlando, FL, where he has been since 2022. His prior roles include positions at Newport Group Securities, JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, and Aon. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance is based on internal research and asset-allocation models, with recommendations tailored to clients’ goals and risk tolerance, while trades require client authorization.

Anthony Decotis is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and bringing nine years of industry experience. His prior roles include positions at Bank of America, Merrill, and Charles Schwab & Co. since 2018. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and provides at-least-annual reviews tailored to individual goals and risk tolerance.

Daniela Sierra Castaneda is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill, Bank of America, and Charles Schwab & Co. Her background also includes roles outside finance, such as at The Diplomat Beach Resort and D'angelo Pizza. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment approach is based on standard asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored to individual goals and risk tolerance.

Christopher Burke is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and six years of industry experience. His work history includes roles at Charles Schwab since 2019 and prior experience with Campus Crusade For Christ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment decisions. The firm emphasizes client authorization for trades and typically recommends separately managed accounts managed by third-party or affiliated managers.

Clifford Woodard is a CFP® and holds a Series 66 license with 14 years of industry experience. He has been with Charles Schwab and Schwab Wealth Advisory Inc. since 2016. He is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to guide investment selection, while clients maintain trading authorization.

Tanya Black is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Schwab Wealth Advisory since 2012 and associated with Charles Schwab & Co., Inc. since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on each client’s goals and risk tolerance, with trades executed only upon client authorization.