Kimberly Frank is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63, Series 65, and Series 66 designations and bringing nine years of industry experience. She has held roles at Charles Schwab since 2014, including positions at Schwab Private Client Investment Advisory and currently at Schwab Wealth Advisory since 2025. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Stephen Hartman Jr. is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His prior roles include positions at Schwab Private Client Investment Advisory and Morgan Stanley Private Bank. Outside of his advisory work, he assists in residential construction projects in the Orlando area, focusing on kitchen and bathroom remodels. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on proprietary asset-allocation models and research tools, emphasizing client goals and risk tolerance without exercising discretionary trading authority.