Benjamin Milder is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 63 and Series 66 licenses and has eight years of industry experience. His prior work includes roles at National Indemnity Company from 2015 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with reviews tailored annually to client goals and risk tolerance.

Timothy Lambson is a CFP®-certified financial advisor with Schwab Wealth Advisory in Phoenix, AZ, with 11 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2015 and with Schwab Wealth Advisory Inc. since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, focusing on asset allocation and investment selection using Charles Schwab’s proprietary models and research tools. The firm emphasizes customized recommendations aligned with clients’ goals and risk tolerance, without exercising discretionary trading authority.

Brian Stauss is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Charles Schwab and Co., Inc., USAA Investment Management Company, and USAA Financial Advisors, Inc. Brian is based in Phoenix, AZ. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on internal research tools and standard asset-allocation models, with customized recommendations and annual reviews tailored to each client’s goals and risk tolerance.

Leslie Gutman is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. Gutman has been with Charles Schwab and its affiliated entities since 2000. Outside of advisory work, Gutman volunteers with the IRS VITA program, providing free tax assistance to low-income individuals. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select referrals, offering non-discretionary fiduciary investment advice and financial planning. The firm’s investment guidance is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

Christian Begody is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. and has a background that includes roles in mortgage lending and various other industries. Outside of his advisory work, he is involved in the restaurant industry as a bartender. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance focuses on asset allocation and investment selection, utilizing Charles Schwab’s proprietary research and asset-allocation models, with client-authorized trade execution and customized recommendations based on individual goals and risk tolerance.

Andrew Evans is a financial advisor with Schwab Wealth Advisory holding a Series 65 credential. He has over 20 years of industry experience, including prior roles at The Vanguard Group and Bonnett Fairbourn Friedman & Balint. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance uses Schwab’s asset-allocation models and research tools, with at-least-annual reviews tailored to client goals and risk tolerance.

Danielle Hayes is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing four years of industry experience. Her prior roles include positions at Charles Schwab and running her own business, Danielle Hayes West USA. Outside of finance, she was involved with Old Pueblo Cafe for three years. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Julianne Mate is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. She holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab and Charles Schwab Bank, SSB. Outside of her advisory role, she manages a small guesthouse at her primary residence. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with investment decisions executed only with client authorization.

Matthew Jackson is a CFP® and ChFC® with 10 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at The Vanguard Group and Wells Fargo. Outside of his financial advisory role, he serves as Vice President of Brinkman Farms Inc., an agricultural business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Robert Cherry is a CFP® professional with four years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab, he worked at The Vanguard Group and is an adjunct professor teaching finance at Grand Canyon University. Schwab Wealth Advisory provides fiduciary, non-discretionary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, utilizing asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Nicholas Harper is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 25 years of experience in the industry. His prior work includes roles at Bank of America, Merrill, and Cetera. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses proprietary asset-allocation models and research tools to tailor investment recommendations without exercising discretionary trading authority.

James Blaine is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade, and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using standard asset-allocation models and internal research tools while requiring client authorization for trades.

Samantha Isherwood is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Schwab Wealth Advisory and Charles Schwab since 2022 and has prior experience in corporate and educational settings. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to tailor investment recommendations, with trades executed only upon client authorization.

Samuel Goddard is a CFP®, CFA®, and holds a Series 66 license with six years of industry experience. He is currently a financial advisor at Schwab Wealth Advisory and previously worked at Morgan Stanley and Voya. Outside of finance, he has experience working at Colorado College and in the hospitality industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations to clients’ goals and risk tolerance without exercising discretionary trading authority.

Andrew Porter is a CFP® certificant with 19 years of industry experience. He has worked at Schwab Wealth Advisory, Inc. since 2025 and has a background at Charles Schwab & Co., Inc. dating back to 2016, including prior roles at Schwab Private Client Investment Advisory, Inc. and Vanguard Advisers. He is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance, based on Schwab’s asset-allocation models and research tools, includes recommendations on mutual funds, ETFs, SMAs, and alternative investments, with client authorization required for trades.

Kathleen Cashatt is a CFP® professional with 24 years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, Inc. and has held prior roles at Charles Schwab & Co., Schwab Private Client Investment Advisory, USAA Financial Planning Services, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations to clients’ goals and risk tolerance.

Andrew Cocchia is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked at THE Vanguard Group, Inc. for 18 years before joining Schwab in 2022. He holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to deliver personalized guidance on investment selection and wealth management, with trades executed only upon client authorization.

Rune Nordhagen is a financial advisor at Schwab Wealth Advisory with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co., Inc. since 2007, with previous experience at Guardian Life. Outside of finance, he has business experience in operating laundromats. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach includes guidance on asset allocation and investment selection based on proprietary models and research, with client authorization required for all trades.

Timothy Kee is a CFP® professional with 28 years of industry experience, currently serving at Schwab Wealth Advisory. He has a longstanding career with Charles Schwab, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Based in Phoenix, AZ, Kee holds Series 63 and Series 65 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm focuses on tailored recommendations with at-least-annual reviews and emphasizes client authorization for all trades.

Johnnie Harris is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2021. His prior experience includes roles at Financial Engines Advisors L.L.C., Sagepoint Financial, Inc., and Advisor Group in Arizona. Outside of advising, he is a part owner of Robinson Airport Shuttle, a transportation business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes Schwab’s proprietary asset-allocation models and research tools, delivering tailored recommendations without exercising discretionary trading authority.