Angela Hawk is a Certified Financial Planner (CFP®) with 26 years of experience in the financial services industry. She has been with Charles Schwab and Schwab Wealth Advisory since 2000, including 14 years at Schwab Wealth Advisory Inc. based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers non-discretionary guidance on asset allocation and investment selection, utilizing Schwab’s proprietary research tools and standardized asset-allocation models tailored to client goals and risk tolerance.

Blake Ward is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab & Co., Stella Centers, and Clarify Health. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm offers tailored recommendations through at-least-annual reviews without exercising discretionary trading authority.

Spencer Ellsworth is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has previously worked at Vanguard in several roles, including at Vanguard Advisers, Inc. and Vanguard Marketing Corporation. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to offer tailored guidance while maintaining client authorization for all trades.

Matthew Underwood is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated firms since 1999. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s standard asset-allocation models and internal research tools.

Olivia Starkey is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a Series 66 designation. She has one year of industry experience and prior roles at Charles Schwab & Co. and the City of Tempe. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

Patrick Kilkenny is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having four years of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. from 2022 and has held various roles in different industries, including retail and hospitality. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering recommendations tailored to each client’s goals and risk tolerance.

Vincent Tang is a CFP® professional with 18 years of experience in the financial industry. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 2008. Based in Phoenix, AZ, he holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to deliver tailored guidance on asset allocation and investment selection, with trades executed only upon client authorization.

David Vincent is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. in Phoenix, AZ. He has been with Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab & Co., Inc. since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Jeffrey Cary is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked with Charles Schwab since 1999. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Yvonne Dolny is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Charles Schwab and its affiliated entities since 2004, including 11 years with Charles Schwab Bank before joining Schwab Wealth Advisory in 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach relies on Schwab’s asset-allocation models and internal research, offering tailored recommendations reviewed at least annually.

Jake Scanlon is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Schwab Wealth Advisory since 2025 and has been with Charles Schwab since 2020. Outside of finance, he is involved in a family business, Room by Room: Total Home Remodeling, where he provides consulting assistance. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning centered on asset allocation and investment selection. The firm uses Charles Schwab & Co.’s proprietary asset allocation models and research tools, conducting at-least-annual reviews tailored to clients’ goals and risk tolerance.

Andrew Battles is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, including 14 years at Schwab Wealth Advisory and a total of 26 years at Charles Schwab & Co., Inc. Outside of his advisory role, he is involved as a landlord in real estate activities. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations guided by Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts overseen by third-party or affiliated money managers.

Daniel Baron is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Charles Schwab & Co., Inc. since 2010, Schwab Private Client Investment Advisory, USAA Financial Planning Services, and other firms. Outside of his professional work, he participates in a recreational shooting organization, assisting with match set-up and tear-down. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations, with investment recommendations based on Schwab’s asset-allocation models and internal research tools.

Jacob Richey is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, without exercising discretionary trading authority.

Emily Stroud is a CFP® professional with eight years of industry experience, currently advising at Schwab Wealth Advisory. Her background includes roles at Vanguard Advisers, Inc., Fidelity Investments, Goldman Sachs, and Edward Jones. She has experience working within several Vanguard group entities prior to joining Schwab. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm focuses on asset allocation and investment selection guided by Schwab’s standard models and internal research tools, with client-directed trade execution and annual portfolio reviews.

Michael Toth is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked at Charles Schwab and its affiliated entities since 2019, and prior to that held various advisory roles at USAA from 2011 to 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Anne Schwab is a CFP® with 22 years of experience in the financial industry. She is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having previously worked at firms including Asset Preservation Wealth & Tax and Berger Financial Group. Outside of her advisory work, she has authored a personal finance book, *Money Matters Made Simple*, and writes fictional novels and screenplays. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non‑discretionary fiduciary investment advice and financial planning. The firm’s approach is based on internal asset-allocation models and research tools, with client approvals required for all trades.

Grace Gaabucayan is a CFP® professional with three years of experience in the financial services industry. She is currently with Schwab Wealth Advisory in Phoenix, AZ, having previously worked at Northern Trust, First Western Financial, and Versant Capital Management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on asset-allocation models and internal research tools, with trades executed only upon client authorization.

Nikolaos Stathopoulos is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2022. His prior roles include five years at The Vanguard Group and earlier experience as a self-employed advisor and with Randstad. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach incorporates standard asset-allocation models and internal research tools, with personalized recommendations based on individual goals and risk tolerance.

Colin Maurer is a financial advisor with Schwab Wealth Advisory, holding Series 65 and Series 66 licenses and starting his advisory career in 2026. His prior work experience includes positions at Charles Schwab & Co., Inc. and entrepreneurial activities in car detailing and pest solutions. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on internal research tools and standard asset-allocation models, with trades executed only upon client authorization.