Molly Malone is a CFP® certificant with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2012. She has been affiliated with Charles Schwab since 1999. Molly is based in Phoenix, AZ, and holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm does not engage in discretionary trading, with portfolio decisions made by clients or third-party money managers.

Westin Cox is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2016. Outside of finance, he is involved in a gate fabrication business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to recommend investments, while clients retain final trading authority.

Sha Vere Yarde is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Yarde worked at Charles Schwab & Co., Inc. and has experience as a wholesale car dealer through Top Car Yarde LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models.

Brett Billenstein is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior roles include positions at USAA, Ally Invest, and The Vanguard Group. Brett holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending strategies while clients make final trading decisions.

Thomas King is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2022, including his current role at Schwab Wealth Advisory beginning in 2025. His prior experience includes positions outside the financial industry, such as roles in student accessibility services and the hospitality sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Lindsey Underwood is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Charles Schwab since 2009, including 14 years at Schwab Wealth Advisory. Outside of her advisory work, she serves as Vice President of Membership for Phoenix Delta Gamma, a local alumnae sorority organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across a variety of asset classes using Schwab’s proprietary tools and models.

Rodger Hanson is a CFP® professional with 16 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. Prior to that, he worked at The Vanguard Group, Inc. for nine years and was self-employed for four years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools.

Daniel Martell is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has four years of industry experience, including prior roles at Merrill and UPS. Martell is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset allocation models and research tools to deliver investment recommendations, with clients maintaining final trading decisions.

Leona Cahill is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at BMO Harris Bank and North Central University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to support client investment decisions through annual reviews and planning discussions.

John Herrero is a CFA® charterholder and Series 63 licensee with two years of industry experience. He is currently affiliated with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. Prior to this, he held roles at STORE Capital, The Vanguard Group, and other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and works within the Schwab ecosystem, differentiating itself through its operating structure and service approach.

Stephen Meyer is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has been with Schwab Wealth Advisory since 2019 and with Charles Schwab since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many enterprise wealth managers.

Randy Tran is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 65 and Series 63 licenses and has been with Schwab Wealth Advisory since 2025, following eight years at Charles Schwab. Prior to his advisory career, he worked at DHL Express and has experience from roles dating back to his time at Arizona State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, conducting annual reviews without discretionary trading authority.

Alex Beck is a CFP® with 15 years of industry experience and is currently an advisor at Schwab Wealth Advisory. He previously spent 14 years with The Vanguard Group, Inc. before joining Charles Schwab in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

David Nieto is a CFP® professional with 11 years of industry experience, currently advising clients at Schwab Wealth Advisory in Phoenix, AZ. He has been with Schwab Wealth Advisory since 2017 and affiliated with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on wealth management education and investment recommendations, leaving final trading decisions to clients, with periodic account reviews rather than discretionary management.

Brian Hughes is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. He holds a Series 66 designation and has eight years of industry experience. His prior work includes roles at Charles Schwab & Co., Bank of America, and Merrill Lynch. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a variety of asset classes. The firm operates within the Schwab ecosystem and emphasizes client-directed decision-making supported by Schwab’s research tools and standard asset allocation models.

Benjamin Shannon is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2025 and Charles Schwab since 2017. Prior to his financial services career, he spent one year at Tyler Allen Law Firm and attended Arizona State University for four years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of securities. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Cole Bialek is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2025 and has prior experience at Charles Schwab and The Porch. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to support investment recommendations, with final trading decisions made by clients. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

John Kissam is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Prior to joining Schwab in 2025, he worked at JPMorgan Chase Bank and J.P. Morgan Securities, and held roles at Wells Fargo Bank and Lyft. He is also a managing member of Treehaus LLC, a real estate-related business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services that include financial reviews, retirement planning, and investment recommendations utilizing Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager for most clients.

Richard Keiser is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, Empower Advisory Group, TIAA-CREF, and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations based on Schwab’s research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its model from many other enterprise wealth managers.

Samantha Jarvey is a CFP®-certified financial advisor with 15 years of industry experience. She is currently with Schwab Wealth Advisory, where she has worked since 2022. Her previous experience includes roles at Cambridge Investment Research Advisors and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not serve as a discretionary portfolio manager for most clients.