Aaron Ellison is a CFP®-certified financial advisor with Schwab Wealth Advisory, Inc. He has four years of industry experience and previously worked at The Oxford Club and Heritage Financial Consultants. He is based in Tampa, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm bases its recommendations on proprietary asset allocation models and internal research, offering tailored guidance on mutual funds, ETFs, separately managed accounts, and alternative investments.

Andrea Culbertson is a Branch Leader at Fidelity Investments, a role she has held since 2023. She collaborates with her team of financial professionals to assist clients in working towards their financial goals while fostering meaningful relationships. Andrea has extensive experience in the financial services industry, having held various positions including Planning Consultant at Fidelity Investments from 2022 to 2023, and multiple roles at USAA from 2013 to 2021 such as Manager, Wealth Advisor, and Specialized Investment Services. She began her career at Fidelity Investments, serving as a College Planning Specialist and Financial Representative between 2011 and 2013. Outside of her professional work, Andrea has personal interests in art, concerts, food, table tennis, and volunteering.

Christopher Sanchez is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having joined in 2025. Prior to this, he worked at USAA Investment Services Company and USAA Life Insurance Company, among other roles. Outside of his advisory work, he serves as Vice President of the Habana Gardens Homeowners Association, overseeing maintenance for a townhouse community. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with accounts managed through third-party or affiliated money managers.

Barry Tallman is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds a Series 63 designation and has worked with Charles Schwab entities since 1997, including over two decades at Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses internal research and asset-allocation models to guide investment selection, with trades executed only upon client authorization.