Wanda Gray is a CFP® professional with 15 years of experience in financial advising, currently with Schwab Wealth Advisory. Her prior roles include positions at Charles Schwab & Co., The Vanguard Group, TD Ameritrade, TIAA, Wells Fargo, and Ameriprise. She is also a co-owner of a trucking company and serves as a board member for the Mesquite Housing Authority. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Christopher Byrd is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Charles Schwab & Co., Charles Schwab Bank SSB, USAA Investment Management Company, USAA Financial Planning Services, and J.P. Morgan Securities. Outside of finance, he is a passive partner in Byrd Craft, LLC, a clothing and jewelry distribution business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance is based on proprietary asset-allocation models and internal research, with at least annual reviews tailored to clients’ goals and risk tolerance.

David Corkum is a CFP® professional with 18 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., having also worked at Charles Schwab Bank, Charles Schwab & Co., Inc., TDAmeritrade, Inc., and Fidelity. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with a focus on tailored recommendations and client authorization for trades.

Nathan Smith is a Series 66-licensed financial advisor with 20 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2025, and previously spent 19 years at TD Ameritrade, Inc. Nathan is based in Westlake, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, with recommendations tailored to individual client goals and risk tolerance.

Bushra Tariq Rumi is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior experience includes roles at Charles Schwab and TD Ameritrade, as well as a position at Phlox Capital Management and time as a self-employed advisor. She holds Series 63 and Series 65 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses Schwab’s standard asset-allocation models and internal research tools to deliver investment guidance, with trades executed only upon client authorization.