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Richard C

Series 63, Series 65

Saranac Lake, NY

Silver Grove Advisory Services

Richard Cerminara Sr. is a financial advisor with Silver Grove Advisory Services and holds Series 63 and 65 licenses. He has 38 years of industry experience, including roles at GWN Securities Inc. and his own firm, Richard Cerminara Investor Services. In addition to advisory work, he is an independent sales representative for United Healthcare and other insurance brokers. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and business plan sponsors. The firm employs a primarily long-term, customized investment approach, utilizing diversified allocations of low-cost mutual funds, ETFs, and individual securities, supported by a team of 17 advisors and approximately $453.6 million in assets under management.

Business ownership considerations Retirement plans for business owners (SEP, solo 401k) Medicare planning Founder/Business Owner Executive
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