Ronnie Caruthers is a financial advisor with Simplicity Wealth in Carlsbad, CA, holding Series 63 and Series 65 licenses with 21 years of industry experience. His career includes prior roles at LifePro Asset Management and Ducerus, where he also founded Ducerus College Planning, a college planning service that operated for nearly three decades. He currently provides financial planning and tax-related services through Caruthers Wealth Solutions and Caruthers Tax and Financial Solutions, including college planning and funding strategy development for families. Simplicity Wealth serves a diverse client base ranging from individual investors to institutional entities, offering services that include financial planning, portfolio management, and retirement plan solutions. The firm utilizes a fund-of-funds investment approach, leveraging ETFs, mutual funds, and independent managers, and supports advisers with technology and operational platforms such as a Turnkey Asset Management Program (TAMP).