Kathleen White is a financial advisor with St. Bernard Financial Services, Inc. She holds Series 63 and Series 66 licenses and has 30 years of industry experience. Prior to joining St. Bernard Financial Services in 2023, she worked at Sagepoint Financial, INC. and owns Manzanita Insurance Agency, where she provides health insurance solutions including Medicare plans and individual health policies. St. Bernard Financial Services serves individuals, families, trusts, estates, and small businesses with portfolio management and investment implementation using a long-term, conservative growth approach grounded in Modern Portfolio Theory. The firm operates as both an investment adviser and broker-dealer, offering advisory and commissionable products alongside a network that includes affiliated tax and insurance practices.

Patrick Williams is a financial advisor with St. Bernard Financial Services, Inc. in Russellville, Arkansas, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining St. Bernard in 2017, he worked at Ims Financial Advisors, Inc. and Ims Securities, Inc. for 14 years. Outside of his advisory role, Williams is involved in raising cattle for sale and operates an antiques and collectibles business on eBay. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services including portfolio management and financial planning. The firm follows a long-term, conservative growth approach with tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and collaborative client relationships.

Mark Yarbrough is a financial advisor with St. Bernard Financial Services, Inc. in Rogers, Arkansas. He holds Series 63 and Series 65 licenses and has 43 years of industry experience. Since 2003, he has worked with Ohio National Financial Services. Outside of his advisory work, he owns Midland Financial and dedicates time weekly to whole life insurance activities. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services, including portfolio management and financial planning. The firm employs a long-term, conservative growth strategy based on Modern Portfolio Theory and offers both fee-based and commission-based solutions through its dual adviser/broker-dealer structure.

Adam Brown is a Series 66 licensed financial advisor with 20 years of industry experience, currently with St. Bernard Financial Services, Inc. since 2012. He also coaches a girls' softball team in Jonesboro, Arkansas. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates with investment advisory and brokerage services, emphasizing a long-term, conservative growth approach using tactical asset allocation and a preference for low-cost, no-load funds. The firm combines fee-based and commission-based solutions through its dual adviser/broker-dealer structure and affiliations with insurance and accounting practices.

Joshua Turner is a financial advisor at St. Bernard Financial Services, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with St. Bernard since 2014. Outside of his advisory role, he is involved with Turner Financial, an investment advisory business he started in 2019. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services, including portfolio management and financial planning. The firm follows a long-term, conservative growth strategy based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and collaborative client relationships.

Dan Kessler is a financial advisor at St. Bernard Financial Services, Inc. in Russellville, AR, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with St. Bernard Financial Services since 2013. Outside of his advisory work, he serves as secretary and board member of The Liberty Initiative, a nonprofit focused on assisting the underprivileged with criminal justice issues, and is involved in a small farming operation producing fruit and fresh eggs. St. Bernard Financial Services provides investment advisory and brokerage services to individuals, families, small businesses, trusts, and estates. The firm employs a long-term, conservative growth approach based on Modern Portfolio Theory, emphasizing tactical asset allocation with low-cost, no-load funds, while offering both fee-based and commission-based solutions through its dual adviser and broker-dealer structure.

Sidney Banks is a financial advisor with St. Bernard Financial Services, Inc. in Russellville, AR, holding Series 63 and Series 66 credentials and bringing 45 years of industry experience. He has been with St. Bernard Financial Services since 2012. Outside of his advisory role, Banks serves on the board of directors for the Kiwanis Club of Jonesboro, a civic organization. St. Bernard Financial Services provides investment advisory and brokerage services to individuals, families, small businesses, trusts, and estates. The firm follows a long-term, conservative growth approach with tactical asset allocation and offers both fee-based and commission-based solutions through its dual adviser/broker-dealer structure.