Robert Kozsan is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Stifel, Nicolaus & Company, Inc. since 2015. He also works at Wal-Mart and holds board positions with several local non-profits, including the Student Financial Aid Association and Hope of Evansville. Additionally, he serves as treasurer for the Thomas A. & Sharon K. Ruder Foundation, a private family foundation. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Thomas Ruder is a financial advisor at Stifel with 49 years of industry experience. He has been with Stifel Nicolaus & Co. since 2015 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as president of the Thomas A. & Sharon K. Ruder Foundation, a charitable nonprofit, and is a board member of St. Joseph Cemetery in Evansville, Indiana. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling by its Investment Strategy Group, supporting asset allocation and financial planning decisions.

Bryan Ruder is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Stifel since 2015. He holds board positions with the Ark Crisis Child Care Center and Hanover College, and is vice president of the Thomas A & Sharon K Ruder Foundation, a private family foundation supporting local charities. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.