Christopher Low is a financial advisor with The Advisory Group of San Francisco, LLC, holding Series 63 and Series 65 credentials and 16 years of industry experience. He previously worked at Fiduciary Benefits Group and spent 14 years with TIAA and TIAA-CREF. The Advisory Group of San Francisco is a fee-only, SEC-registered advisory firm with a six-advisor team managing approximately $810 million for individuals, foundations, endowments, and retirement plans. The firm combines modern portfolio theory with various analysis techniques and utilizes both active and passive funds, including Dimensional Fund Advisors (DFA) funds, while offering discretionary investment management and comprehensive financial planning services.

Gregory Patterson is a financial advisor with The Advisory Group of San Francisco, LLC, holding a Series 65 designation and 24 years of industry experience. He has been with the firm since 2000. The Advisory Group of San Francisco, LLC is a fee-only registered investment adviser serving individual and institutional clients, including foundations and endowments. The firm employs a client-focused investment approach using asset allocation, periodic rebalancing, and a mix of active and passive funds, with specialized services such as retirement-plan management and institutional support for pooled investment vehicles.