Vincent Ryan is a financial advisor with Cetera Planning Partners holding a Series 65 designation and 17 years of industry experience. His career includes prior roles at Avantax Planning Partners, Inc. and Allen Capital Group. Outside of advising, he is involved with Clay Creek Ranch LLC, which engages in ranchland real estate leasing and wild game hunting services. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, financial planning, Social Security optimization, and retirement advice. The firm provides additional services such as tax planning and estate planning through third-party providers, and utilizes a diversified investment approach aligned with client objectives and risk tolerance.

James Gardner is a financial advisor with Cetera Planning Partners, holding the PFS™ designation and Series 65 license, and has 25 years of industry experience. His prior roles include positions at Avantax Planning Partners, Casey Peterson Ltd., Gardner, Loutzenhiser & Ryan, and Allen Capital Group. Gardner is active in his community, serving on boards such as Ridgeview Country Club, Post Playhouse, Chadron Community Foundation, and Chadron Community Recreation, and holds leadership roles in his local parish council. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach involves diversified portfolios aligned with client objectives and risk tolerance, supported by a range of ancillary services including tax planning, bookkeeping, and estate-planning solutions.