Erich Loewer III is a financial advisor with Cetera Planning Partners and holds a Series 66 designation. He has seven years of industry experience and has previously worked with Avantax and Cetera-affiliated firms. Outside of his advisory role, he is involved in a ranch that boards horses and provides pasture space for livestock grazing. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services including investment management, comprehensive financial planning, and Social Security optimization. The firm utilizes diversified portfolios of mutual funds and ETFs aligned with client objectives, supported by a formal planning process and integration within the larger Cetera network.

Danny Frederick is a financial advisor at Cetera Planning Partners with 26 years of industry experience. He holds a Series 66 designation and has a background that includes long-term roles at Darnall, Sikes & Frederick CPAs and Avantax Investment Services. He is also vice president of Darnall, Sikes & Frederick, a certified public accounting firm. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate-planning solutions, with an investment approach centered on diversified mutual fund and ETF allocations tailored to clients’ objectives and risk tolerance.

Steven Moosa is a financial advisor with Cetera Planning Partners, holding a Series 66 designation and 20 years of industry experience. He has previously worked with Avantax Planning Partners, Avantax Investment Services, and 1st Global Advisors, among others. Moosa is also a CPA and an audit partner at Darnall, Sikes & Frederick CPAs, where he provides audit, tax, and consulting services. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm integrates diversified allocations through mutual funds and ETFs aligned with client objectives, supported by ancillary services such as tax planning and estate strategies within a larger Cetera network.