Wendy Sims is a PFS™-designated advisor at Cetera Planning Partners with 27 years of industry experience. Prior to joining Cetera in 2026, she worked at Honkamp Krueger Financial Services for 21 years and has been a shareholder and accountant at Schuring & Uitermarkt, a regional CPA firm, since 1982. She serves on the board of directors for both Leighton Investment Company, a bank holding company, and the Pella Regional Health Center Foundation. Cetera Planning Partners serves individual and high-net-worth clients, especially pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm employs a diversified, mutual fund- and ETF-based investment approach tailored to clients’ objectives and risk tolerance, supported by affiliated broker-dealer and custodial resources within the larger Cetera network.

Chad Klyn is a PFS™ credentialed financial advisor at Cetera Planning Partners with two years of industry experience. He previously worked at Avantax Planning Partners and has longstanding ties to Schuring & Uitermarkt Financial Services and Schuring & Uitermarkt, PC, a CPA firm where he is a shareholder. Klyn serves as treasurer for multiple nonprofit organizations, including the Kiwanis Club of Pella and Spark of Life Ministries, and is a director of Wonder Spelen, a nonprofit focused on building an inclusive playground for children. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services within a multi-team environment supported by a larger Cetera network.

Michael Vermeer is a financial advisor with Cetera Planning Partners in Pella, IA, holding a Series 63 designation and 26 years of industry experience. His prior roles include positions at ProEquities and Avantax Investment Services, with concurrent involvement in accounting through Schuring & Uitermarkt, P.C., where he serves as a shareholder. He also holds a vice president role at Radjas, Inc., a drive-in theatre, and participates in production management for Biotech Management, LLC. Cetera Planning Partners serves individual and high-net-worth clients, emphasizing pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s investment approach focuses on diversified allocations of mutual funds and ETFs aligned with client objectives, complemented by ancillary services such as tax planning and estate strategies through third-party providers.

Wendy Albers is a financial advisor at Cetera Planning Partners with the PFS™ designation and three years of industry experience. Prior to her current role, she worked at Avantax Planning Partners, Inc. She is also a shareholder in a public accounting firm offering tax and advisory services and serves as treasurer of a nonprofit organization facilitating spiritual retreats for high school students. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s approach emphasizes diversified allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.