Kevin Salvatore is a financial advisor at TIAA-CREF with Series 65 and Series 63 credentials and five years of industry experience. He has been with TIAA since 2007 and joined TIAA-CREF in 2025. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and acts as adviser to a donor-advised fund.

Prakriti Chadha is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 18 years of industry experience. Her career includes roles at Fidelity and Fidelity Personal and Workplace Advisors prior to joining TIAA-CREF in 2022. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered retirement plans, as well as trusts, estates, and other small entities. The firm separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group using affiliated funds.

Roberto Casale is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2014. Prior to joining TIAA-CREF, he was employed at Merrill and Fidelity. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund through its affiliated services.

Svetlana Zuyeva is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked at TIAA-CREF since 2019 and previously spent 13 years at Scottrade, Inc. She also has a background as a homemaker for one year. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides tailored portfolio management alongside fiduciary standards and acts as adviser to a donor-advised fund sponsored by Charityvest.

Danny Arroyave is a financial advisor at TIAA-CREF with a Series 66 designation and one year of industry experience. His prior work experience includes positions at Merrill, Bank of America, American Express, and several other organizations. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management through model and customized portfolios.

Brian Wood is a financial advisor with TIAA-CREF who holds a Series 66 designation and has 25 years of industry experience. He has worked at TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, partnerships, and small corporate retirement plans. The firm offers both planning services and ongoing portfolio management using model and customized investment strategies within a fiduciary framework.

Christian Hawkinson is a financial advisor with TIAA-CREF, holding Series 65 and Series 63 licenses and bringing five years of industry experience. Prior to joining TIAA in 2020, he worked at Wells Fargo Bank from 2016 to 2020. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals linked to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management through model or customized portfolios managed under fiduciary standards.

Lauren Ellberger is a Series 66-licensed financial advisor with 18 years of industry experience. She has been with TIAA-CREF since 2015. Outside of her advisory role, she serves as treasurer for Young Israel of Teaneck, a local synagogue with approximately 300 families. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals with pre-existing retirement plan relationships, as well as to trusts, estates, and small retirement plans. The firm offers a range of advisory services including model and customized portfolios and acts as adviser to a donor-advised fund.

Jasmine Britton is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Citizens Securities, Inc., JP Morgan Securities LLC, and JP Morgan Chase Bank. Britton also serves as a Notary Officer for the state of New Jersey in a sole proprietorship capacity. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group using affiliated funds.

David Ratzker is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds a Series 66 designation and previously worked at Targum Capital LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals and entities, often those connected to TIAA-administered retirement plans. The firm separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund.

James Schlag III is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA since 1994. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm provides both point-in-time planning and ongoing portfolio management through various managed account programs.

Yanelys Benham is a Series 66-licensed financial advisor with 14 years of industry experience. She has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily for individuals with pre-existing TIAA retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time planning services and ongoing portfolio management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Brendan Pilaar is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Gramercy Place Partners LLC, Lawrenceville Township, and The College of New Jersey. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, employing a fiduciary standard within a vertically integrated advisory model.

Daniel Catalano is a financial advisor with TIAA-CREF in Hackensack, NJ, holding Series 66 and Series 63 licenses and 14 years of industry experience. Prior to joining TIAA-CREF in 2024, he worked at Fidelity Personal and Workplace Advisors from 2018 to 2023 and at various Fidelity entities from 2014 onward. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm’s advisory services distinguish between one-time planning and ongoing portfolio management, utilizing model or customized portfolios under fiduciary standards.

Zaki Saoud is a financial advisor with TIAA-CREF who holds a Series 66 designation and has 15 years of industry experience. His prior experience includes roles at Valic Financial Advisors, J.P. Morgan Securities, and PNC Wealth Management. He is the owner of a rental property business, ZAKIS REALTY LLC. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing TIAA-administered employer retirement plans. The firm’s advisory approach separates point-in-time financial planning from ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that uses affiliated funds.

Kelly Zemaites is a Series 66 licensed financial advisor with 14 years of industry experience, currently serving clients at TIAA-CREF since 2016. She is based in Hackensack, NJ. Outside of her advisory role, Zemaites is involved in managing real estate investment properties with her family through several partnerships. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected through employer retirement plans. The firm offers a range of portfolio management options, including model-based and customized portfolios, and acts as adviser to a donor-advised fund.

Erika Maynard is a financial advisor with TIAA-CREF, holding a Series 66 designation and 14 years of industry experience. She previously worked at J.P. Morgan Securities for eight years before joining TIAA-CREF in 2020. Outside of her advisory role, she owns a residential property that occasionally operates as a short-term rental. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and other entities. The firm distinguishes between one-time planning services and ongoing portfolio management, providing customized and model-based investment solutions within a vertically integrated structure.

Benzion Jaffe is a financial advisor with TIAA‑CREF in Hackensack, NJ, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA‑CREF, he worked at Prudential Financial, Inc. for five years and has also held roles in communications firms. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing retirement plan relationships. The firm combines point-in-time planning services with ongoing discretionary management and operates as an adviser to a donor-advised fund within a vertically integrated structure.