Mark Di Gangi is a financial advisor with TIAA-CREF, holding Series 63, Series 65, and Series 66 credentials and 21 years of industry experience. His career includes roles at JP Morgan Chase Bank and J.P. Morgan Securities prior to his current position. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals and various entities, often serving clients with existing affiliations through TIAA-administered retirement plans. The firm operates a distinct advisory model that separates one-time financial planning from ongoing portfolio management and manages a donor-advised fund among other services.

Hajira Buttar is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 65 and Series 63 licenses. Her prior work experience includes roles at Community Bank NA and Merchants Trust, as well as a position with the South Burlington School District. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered retirement relationships, as well as to trusts, estates, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time financial planning from ongoing portfolio management.

Lisa Cruser is a financial advisor at TIAA-CREF with 10 years of industry experience. She holds a Series 66 designation and has worked previously at Cuso Financial Services, Lp and Wells Fargo Clearing. Outside of finance, she is a licensed Zumba dance fitness instructor, teaching classes in the Chittenden County area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm’s advisory model distinguishes between point-in-time financial planning services and ongoing discretionary management, utilizing model portfolios or customized portfolios based on client-approved investment policies.