Michael Zangoglia is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 11 years of industry experience. He has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Brian Beraha is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA for eight years. Outside of his advisory role, he is a partner in a company that purchases boats for recreational purposes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and asset allocation models.

Luis Lepervanche is a financial advisor at UBS Financial Services in Miami, FL, holding a Series 66 designation with two years of industry experience. His prior work includes roles at The Greenwood Project, Haevn, and academic positions at Knox College and the University of North Georgia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations with proprietary research to tailor financial plans. The firm operates with institutional trading capabilities alongside wealth management services and offers a broad range of capital markets and lending solutions.

Paula Alcantara is a financial advisor at UBS Financial Services in Miami, FL, with 12 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2014 to 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary market research and model-based asset allocations to tailor financial plans and manages both fee-based and discretionary portfolio services.

Ruben Torres is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. Outside of his advisory work, he is also a tennis instructor, providing lessons at various locations including private clubs in California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor plans according to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant operations and principal trading.

Fabian Heller is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and bringing 26 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Fabio Molina is a financial advisor at UBS Financial Services with a Series 66 credential and one year of industry experience. He previously worked at Credit Suisse from 2015 to 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets products.

Yuliana Ruiz is a financial advisor at UBS Financial Services in Miami, FL, holding a Series 66 designation. She has been with UBS since 2025 and has a diverse background including roles in marketing, physical therapy, and education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients' goals and risk tolerances.

Baltazar Sayan is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked in academic roles at Florida International University, Universidad de Lima, and Colegio San Pedro. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Laura Gurgel is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. She has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support its financial advisors.

Michael Von Borsig is a CFA® charterholder and holds a Series 66 license, with 19 years of industry experience. He is currently with UBS Financial Services in Miami, FL, having previously worked at Citigroup and Stifel. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment strategies.

Adisesh Venkatesh is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 65 designations and one year of industry experience. Prior to joining UBS in 2026, he worked at Florida Financial Advisors and completed his education at the University of Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including portfolio management, financial planning, and capital markets activities.

Paul Camacho is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He worked at J.P. Morgan Securities Inc. from 2002 to 2019 before joining UBS in 2020. Outside of his advisory role, he is a landlord managing four rental units. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary research and model-based asset allocations to tailor portfolios. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Frederik Ramos Guerra is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets solutions.

Amanda Kahugu is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. She has worked across several UBS entities, including UBS Switzerland AG, between 2016 and 2024. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, incorporating proprietary research and model-based asset allocation to tailor financial plans. The firm combines institutional trading capabilities with wealth management, offering a broad array of services including custody, underwriting, and capital markets activities.

Andres Betancourt is a financial advisor at UBS Financial Services with four years of industry experience. He holds the Series 66 designation and has prior experience at Morgan Stanley, JP Morgan & Chase Co., and several other firms. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with comprehensive wealth management services, supported by proprietary research and capital market resources.

John Beggs is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 18 years of industry experience. He has been with UBS Financial Services Inc. since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

Dylan Menetrey is a financial advisor at UBS Financial Services with one year of industry experience. He previously worked at UBS Switzerland AG for seven years before taking a sabbatical from 2023 to 2025. Menetrey holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets expertise.

Andres Echeverri is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and having 21 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides proprietary research, custody, underwriting, and capital markets services.

Armando Gonzalez is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2015 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supporting advisors with proprietary research and a broad platform of capital markets and lending solutions.