Christopher Villegas is a financial advisor at United Capital Financial Advisors with 13 years of industry experience. He holds the Series 66 designation and has been with United Capital since 2017. United Capital Financial Advisors provides financial planning and investment management services nationwide to individual investors, corporations, retirement plans, charitable organizations, and other institutional clients. The firm employs discretionary portfolio management with asset-allocation models and offers customized strategies, client-facing technology, and access to third-party managers.

David Essay is a CFP® professional with 23 years of industry experience, currently serving at United Capital Financial Advisers, LLC. His prior roles include positions at Cetera Advisor Networks, Raymond James Financial, and First National Capital Markets. Outside his advisory work, Essay is an assistant basketball coach for a Fort Collins high school. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services including sub-advisory, consulting, and a technology platform supporting customization and access to alternative investments.

Quinn Mcelwee is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. His work history includes roles at Integrity Alliance, Lion Street Financial, Cetera Advisor Networks, and Girard Securities. Outside of advising, he is the owner of an agriculture Delaware statutory trust, where he manages design, legal, and funding responsibilities. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customizable asset-allocation models and offers access to third-party managers, alternative investments, and specialized services such as 529 plan advice and 1031 exchange introductions.

Jonathan Mertens is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at TIAA-CREF Individual & Institutional Services and Lion Street Financial. In addition to his advisory duties, he is involved in insurance agency activities related to fixed insurance and annuity business. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individual, high-net-worth, retirement plan, and institutional clients. The firm supports customizable investment strategies and offers technology and practice platforms for independent advisors.

Kristin Howe is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Her career includes roles at Integrity Alliance, Lion Street Financial, CETERA Advisor Networks, and Girard Securities. She has been with United Capital Financial Advisers since 2010. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services, including sub-advisory and consulting, supported by the FinLife Partners platform that assists independent advisors with technology and practice management.

Jack Weisenbach is a Certified Financial Planner (CFP®) with 10 years of experience, currently practicing at United Capital Financial Advisors in Fort Collins, CO. He has been with United Capital since 2016. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customized investment solutions and operates FinLife Partners, a platform supporting independent investment advisors through technology and practice management services.