Christopher Villegas is a financial advisor at United Capital Financial Advisors with 13 years of industry experience. He holds the Series 66 designation and has been with United Capital since 2017. United Capital Financial Advisors provides financial planning and investment management services nationwide to individual investors, corporations, retirement plans, charitable organizations, and other institutional clients. The firm employs discretionary portfolio management with asset-allocation models and offers customized strategies, client-facing technology, and access to third-party managers.

David Essay is a CFP® professional with 22 years of industry experience, currently affiliated with United Capital Financial Advisors. His work history includes roles at Integrity Alliance, Lion Street Financial, CETERA Advisor Networks, and Girard Securities. In addition to his advisory work, he serves as an assistant basketball coach at a high school in Fort Collins, Colorado. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment solutions, sub-advisory and consulting services, and supports other independent advisors through its technology platform, FinLife Partners.

Quinn Mcelwee is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. His work history includes roles at Integrity Alliance, Lion Street Financial, Cetera Advisor Networks, and Girard Securities. Outside of advising, he is the owner of an agriculture Delaware statutory trust, where he manages design, legal, and funding responsibilities. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customizable asset-allocation models and offers access to third-party managers, alternative investments, and specialized services such as 529 plan advice and 1031 exchange introductions.

Jonathan Mertens is a financial advisor with United Capital Financial Advisors in Fort Collins, CO. He holds a Series 66 designation and has eight years of industry experience. His prior roles include positions at TIAA, Lion Street Financial, and Waddell and Reed Financial Advisors. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm offers discretionary portfolio management, third-party manager access, alternative investments, and customized strategies including ESG and faith-based options.

Kristin Howe is a financial advisor at United Capital Financial Advisors with 29 years of experience in the industry. She holds Series 66 and Series 63 licenses and has worked at firms including Integrity Alliance, LLC, Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities, Inc. Howe has been with United Capital Financial Advisers, LLC since 2010. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm’s platform supports customized investment solutions and offers a range of affiliated services, including legal, trust, lending, and technology support for independent advisors.

Jack Weisenbach is a Certified Financial Planner (CFP®) with 10 years of experience, currently practicing at United Capital Financial Advisors in Fort Collins, CO. He has been with United Capital since 2016. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customized investment solutions and operates FinLife Partners, a platform supporting independent investment advisors through technology and practice management services.