Julia Connell is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at United Capital Financial Advisors since 2016. She is the author of *Think Ahead: Ten Reasons Why You Need a Financial Planner* and holds board positions with the Valley Health System and the Community Foundation of the Northern Shenandoah Valley. United Capital provides national financial planning and discretionary investment management to a diverse client base, including high-net-worth individuals, retirement plans, and institutional accounts. The firm’s platform supports customized investment strategies and offers sub-advisory and consulting services, as well as technology and practice support through FinLife Partners.

Joshua Williams is a CFP® and holds a Series 65 license with seven years of industry experience. He has been with United Capital Financial Advisors since 2017, including its predecessor entity, and is based in Winchester, VA. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customized strategies including ESG and faith-based options, supported by proprietary technology and access to external research.