John Kusmec is a financial advisor with Valic Financial Advisors holding a Series 66 designation and currently based in Memphis, TN. He has been with Valic Financial Advisors since 2026 and has prior work experience in various roles including positions at Wiseacre LLC and Memphis Rox. Outside of his advisory role, he has diverse experience in education and service industries. Valic Financial Advisors, Inc. is an SEC-registered investment adviser serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account solutions supported by a large network of advisors and centralized technology.

Bailey Rihner is a financial advisor at Valic Financial Advisors with seven years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Valic Financial Advisors since 2018. Additionally, he is an agent for Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Lee Lakey is a financial advisor at Valic Financial Advisors with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Valic Financial Advisors and First Heartland Capital Inc since 2015. He also serves as an agent providing non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and wrap programs through a large network of advisors, utilizing discretionary unified managed accounts and a range of overlay services.