Mark Bubien is a financial advisor at Valley Financial Management, Inc. with 10 years of industry experience. He previously worked at Goldman Sachs & Co. for eight years and JPMorgan Securities LLC for three years. He serves as a member of the Professional Advisory Committee for the DuPage Foundation. Valley Financial Management operates as Valley Digital Investor, providing discretionary portfolio management and automated implementation of model ETF portfolios through an online platform for individual and high-net-worth clients. The firm requires clients to open a Valley National Bank account and manages portfolios ranging from conservative income to aggressive growth using automated rebalancing based on client profiles and market conditions.

Marc Pershan is a financial advisor at Valley Financial Management, Inc. with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank Leumi USA and Valley National Bank. He serves on the advisory committee of Chicago Neighborhood Housing Services, a nonprofit supporting low-income housing. Valley Financial Management operates as Valley Digital Investor, providing discretionary portfolio management through an online platform serving individual and high-net-worth clients. The firm uses model ETF portfolios based on client profiles and manages accounts electronically with automated implementation and rebalancing.