Emily James is a financial advisor at ValMark Advisers, Inc. in Bend, Oregon, with five years of industry experience. She holds the Series 66 designation and has worked at ValMark Securities and Exemplar Wealth Advisors. Prior to her advisory career, she was involved with Bluebird Coffee Company for three years. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm’s approach focuses on diversified, goal-based model portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers with oversight from an investment committee.

David Rosell is a financial advisor with ValMark Advisers, Inc., holding a Series 66 designation and 25 years of industry experience. He has been with ValMark Advisers since 2015 and also leads Rosell Financial Group and The Rosell Group, which he founded in 2000. Outside of advising, Rosell is an author of the books *Failure Is Not an Option* and *Keep Climbing*, and he frequently speaks at Vistage events on topics related to retirement and financial planning. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based model portfolios implemented with mutual funds, ETFs, and third-party managers, and offers a range of proprietary platforms and sub-advisory services.