Dennis Lam is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Men’s Wearhouse and Brooks Brothers. He is currently a sales associate at Brooks Brothers outside of his advisory work. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, serving a large client base with a high client-per-advisor ratio.

John Braun is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. He is the owner of Performist Athletics, an e-commerce business specializing in clothing design. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations, managing portfolios mainly through Vanguard funds and ETFs.

Evan Walker is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Vanguard, he held roles at Infinia Search, Inc. and several other firms across different industries. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Carleigh Conners is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Versed Experts, as well as teaching positions at Shippensburg University and James Madison University. She is also involved with Limitless Philly. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a broad client base through digital delivery and a large network of advisors.

William Guinan Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials with nine years of industry experience. He has been with The Vanguard Group since 2018, following two years at Randstad. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Matthew Callaghan is a CFA® charterholder with 15 years of industry experience. He has worked at The Vanguard Group, Inc. since 2011 and is currently affiliated with Vanguard Advisers. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Stephen Graham Jr. is a financial advisor with Vanguard Advisers in Malvern, PA. He holds the Series 63 and Series 66 designations and has 20 years of industry experience, all with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach that uses proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a digital platform combined with team servicing.

Holly Wilrigs is a Series 66–licensed financial advisor with Vanguard Advisers, based in Malvern, PA, and has four years of industry experience. Before joining Vanguard in 2022, she worked at Vanscoy Maurer & Bash Diamond Jewelers and Bankers Life Insurance Company. She is employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, and it manages a large client base through a combination of digital platforms and advisor teams.

Benjamin Davis is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior experience includes roles at Delphi Wealth Management Group and The Vanguard Group. Outside of his advisory work, he operates e-commerce businesses selling items on platforms such as Mercari, eBay, and Facebook Marketplace. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and serving a large client base through a combination of digital platforms and advisor teams.

Erica Baczkowski is a CFP® professional with 12 years of experience currently serving at Vanguard Advisers. She has held roles at FocusT Pointe Global since 2016 and has been affiliated with multiple Vanguard entities since 2014. Outside of her advisory work, she participates in focus groups through Focus Ponte Global. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, using proprietary models and primarily Vanguard funds and ETFs to construct portfolios with various customization options.

Matthew Morrissey is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior roles include positions at PNC Investments and PNC Bank. Morrissey has been with Vanguard Advisers and affiliated Vanguard entities since 2018. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and largely Vanguard funds and ETFs to create personalized portfolios.

Thomas Jones is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and four years of industry experience. He previously worked at Bryn Mawr Trust Company for ten years. Jones is also associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options including ESG and U.S./international exposure choices.

William Willson III is a financial advisor with Vanguard Advisers and holds the Series 66 designation. He has one year of industry experience, having joined Vanguard in 2026 after working in various roles outside the financial sector. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, constructing portfolios mainly from Vanguard funds and ETFs.

Megan Wager is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has held various roles within The Vanguard Group, Inc. and its affiliates since 2013, including positions at Vanguard Marketing Corporation and OBVI Boutique. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, offering features such as tax-aware strategies and customization options.

Eric Elmer is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Vanguard Advisers since 2019 and has also worked at Pen Mutual Life Insurance Co and Hornor Townsend & Kent Inc. Outside of his advisory role, he serves as an umpire for youth baseball through the Tri County Umpire Group. Vanguard Advisers provides automated and human-supported investment advice for retail investors and retirement plan participants, offering goal-based, algorithm-driven portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its large scale, digital delivery model, and a range of customization options including tax-efficient strategies and ESG choices.

Christopher Goudey is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2012. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation and primarily constructs portfolios from Vanguard funds and ETFs, offering customization options including ESG and international exposure.

Jordan Landers is a CFP® with four years of industry experience currently serving at Vanguard Advisers. His background includes roles at The Vanguard Group and Avenue 365 Lender Services, as well as experience as a self-employed delivery driver contracted with DoorDash. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes Vanguard funds and ETFs. The firm manages a large client base through its digital platform combined with advisory teams.

Edmund Oliveros is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2014. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved as a member and officer in several real estate holding companies focused on distressed properties and related investments. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs, managing a large client base with over 2,200 advisors.

Neil O'hare is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining Vanguard in 2025, he spent 16 years at Aberdeen Fund Distributors, LLC. Outside of his advisory role, he serves as the Greens Committee Chairman at Phoenixville Country Club. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base supported by a high client-to-advisor ratio.

John Mccutchen is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has been with The Vanguard Group since 2015. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering tax-aware features and a range of customization options.