Martin Bucko is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes positions at Charles Schwab & Co., Inc., and E*TRADE Capital Management LLC. He is currently based in Malvern, Pennsylvania. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Trifol Headman is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Before joining Vanguard, he worked at Goldman Sachs & Co. LLC and H&R Block, among other roles. He is also affiliated with New York University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs to tailor personalized portfolios.

Brian Kelley is a CFP® with 10 years of industry experience, currently serving at Vanguard Advisers. His career includes roles at THE Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm’s approach combines algorithm-driven, goal-based strategies with portfolios largely constructed from Vanguard funds and ETFs, supported by a digital delivery platform and a large advisory team.

Denise Siafa is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group and Vanguard Marketing Corporation since 2018. Prior to joining Vanguard, she spent eighteen years at Acme Markets. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and serves a large client base through a combination of digital delivery and advisor support.

Mary Franks is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. She has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s approach employs goal-based and algorithm-driven portfolio management, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

Kevin Opdyke is an advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing seven years of industry experience. His work history includes roles at The Vanguard Group since 2012 and self-employment as a contractor for a real estate investment company, focusing on research and sales. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, with portfolios constructed mostly from Vanguard funds and ETFs.

John Gallagher is a CFP® professional with 19 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary methodologies and largely utilizing Vanguard funds and ETFs.

Oluwatoyin Kollie is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with The Vanguard Group and Vanguard Marketing Corporation since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, with features such as tax-aware strategies and customizable options.

Anthony Dicicco is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. He has worked at multiple firms including KD Financial and BDO USA LLP, and is active as a youth lacrosse referee with the Greater Philadelphia Lacrosse Officials Association. Dicicco also participates in rideshare driving through contracts with Lyft and Uber. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily Vanguard funds and ETFs, delivering services at scale through its digital platform and large advisor team.

Christopher Mitchell is a CFP® professional with nine years of industry experience. He has been with The Vanguard Group, Inc. since 2016, currently serving at Vanguard Advisers in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs, providing tax-aware and customizable investment solutions.

Gage Wellington is a financial advisor with Vanguard Advisers, holding a Series 66 designation and two years of industry experience. He has worked at several firms including Ameritas Advisory Services and Equitable Advisors prior to joining Vanguard. Wellington has also held teaching positions at Montgomery County Community College and Penn State University. Vanguard Advisers provides investment advice through automated and human-supported services for retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios, primarily invested in Vanguard funds and ETFs.

Peter Dluoik Jr. is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors for three years. Outside of financial services, he was involved with Workhorse Brewing Company and operated a construction business earlier in his career. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Michael Gathers Le Mar is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at The Vanguard Group, Inc., J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. He is also self-employed, contracting with DoorDash in a retail/service capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base with over 2,200 advisors.

Paul Murphy is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 12 years of industry experience. His career includes roles at Morgan Stanley and multiple positions within The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Joseph Lettko is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. He has worked at Vanguard Marketing Corporation and The Vanguard Group since 2022. In addition to his advisory role, Lettko serves as an aircraft mechanic with the D.C. Air National Guard. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and primarily Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Andrew Curran is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has been with The Vanguard Group and Vanguard Marketing Corporation since 2022. His prior work includes positions at Randstad, Prague University of Economics and Business, and Virginia Tech, among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, using proprietary models and primarily Vanguard funds and ETFs in its portfolios.

Dina Caggiula is a financial advisor at Vanguard Advisers with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Vanguard Advisers since 2019. Prior to this, she has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and constructs portfolios primarily from Vanguard funds and ETFs, emphasizing scale and digital delivery through its extensive platform and team servicing model.

Patrick Weber is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple Vanguard entities since 2022, as well as prior roles at Brooks Group and West Chester University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Joseph Johnston IV is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. His career includes roles at Merrill Lynch and Vanguard-related entities since 2018. Johnston also has an academic background from Temple University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by a team of over 2,200 advisors.

Vahan Teberian is a CFP® with 19 years of experience, currently serving with Vanguard Advisers. He has been with The Vanguard Group Inc. and its related entity, Vanguard Marketing Corporation, since 2007. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and eligible employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, using proprietary methodologies to set personalized asset allocations predominantly composed of Vanguard funds and ETFs.