James Kelly is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing nine years of industry experience. His prior roles include positions at Equitable Advisors, Global Atlantic Distributors, Envestnet, and Lincoln Financial Group. He is currently based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Susan Raeisi is a financial advisor at Vanguard Advisers with six years of industry experience. Her prior work includes roles at CitiBank, Merrill Lynch, Wells Fargo Clearing, and Bank of America. She holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, primarily constructing portfolios from Vanguard funds and ETFs with various customization and tax-aware features.

Cara Mc Cutcheon is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles at Vanguard entities since 2018, including Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Francis Kinniry Jr. is a CFA charterholder with 28 years of industry experience, currently serving at Vanguard Advisers since 1997. His professional career has been entirely with Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside his advisory role, he acts as executor of his parents' will. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Thomas White is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Members Settlement Services, Allied Millennial Partners, and Fordham University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a digital platform and a large advisory team.

Shane Benjamin is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Vanguard in 2018, he worked at Randstad and Allied Barton Security Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships with over 2,200 advisors.

Gregory Warburton is a CFP® with 39 years of experience in the financial services industry. He has worked at Vanguard Advisers since 2017, following a 28-year tenure at Fidelity Brokerage Services, Inc. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing goal-based and algorithm-driven portfolio construction primarily using Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through both automated platforms and a team servicing model.

John Gardner is a financial advisor at Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Richard Badis is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Northwestern Mutual, and Morgan Stanley. Badis also serves as a limited agent managing a fiduciary account for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios mainly constructed from Vanguard funds and ETFs.

Brenda Belfiglio is a financial advisor at Vanguard Advisers with two years of industry experience. She holds Series 63 and Series 66 designations and has worked within various Vanguard entities since 2024. Prior to her financial advising career, she spent 15 years with the Chichester School District. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, employing proprietary models and primarily Vanguard funds to construct personalized portfolios.

Joseph Pizzo is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2021. His prior roles include positions at Empire Management Group, Amazon, and the Rhode Island Department of Revenue. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly constructed from Vanguard funds and ETFs.

Robert Kubiak is a financial advisor at Vanguard Advisers with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with The Vanguard Group since 1998. Outside of his advisory role, he has been involved in operating Twisties Tavern since 1999. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform supported by over 2,200 advisors.

Thomas Maltese is a CFP® professional with 22 years of industry experience, currently serving at Vanguard Advisers since 2015. He has been associated with Vanguard Marketing Corporation and The Vanguard Group Inc. since 2004. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios constructed mainly from Vanguard funds and ETFs.

Michael Simek is a CFP® with 19 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2011. He has worked with Vanguard Marketing Corporation and The VANGUARD GROUP, INC. since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a variety of customization options.

Matthew Davis is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory work, he performs as a professional bagpiper and serves as Treasurer on the board of the Philadelphia Ulster Scottish Pipe Band. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios.

Darrin Hoffman is a CFP® with 32 years of industry experience, currently serving at Vanguard Advisers. His previous roles include positions at Merrill Lynch and Vesper Capital Management. Outside of finance, Hoffman engages in underwater photography and instruction as a self-employed photographer. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, and serves a large client base through a digital delivery and team servicing model.

Daniel Davis is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Vanguard since 2013, working at both Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory role, he is involved as a minority interest owner in private placement ventures and owns rental property. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, focusing primarily on retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery across a large client base.

Konrad Stauffer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Vanguard Advisers since 2017 and is also employed in order fulfillment at Home Depot. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through both automated platforms and advisor teams.

Michael Levay is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Vanguard in 2026, he worked at TD Bank and TD Private Client Wealth, where he spent four years. Vanguard Advisers provides both automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Marshall Blalock is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His professional background includes roles at PNC Investments and PNC Bank from 2006 to 2017, followed by his current position at The Vanguard Group since 2017. Outside of finance, he is active as a musician and producer with Bandcamp. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, primarily utilizing Vanguard funds and ETFs, and manages a large client base with over 2,200 advisors.