Mark Heater is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at The Vanguard Group since 2018 and previously contributed to the Heater Dynasty Podcast from 2020 to 2021. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to asset allocation, using proprietary models and primarily Vanguard funds and ETFs to construct portfolios with various customization options.

Ivan Eiraldi is a CFP® with 15 years of industry experience, currently working at Vanguard Advisers since 2011. He is based in Malvern, PA, and holds a Series 63 license. Outside of his advisory role, he serves as an authorized agent on multiple family members' accounts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

Tara Bechter is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and six years of industry experience. She has been with Vanguard since 2020, including her current role at Vanguard Advisers since 2026. Prior to joining Vanguard, she worked at Georgine's Jr, Delaware Valley University, Temple University, and Giant Food. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily using Vanguard funds and ETFs.

Sophal Pao is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2018. Prior to that, he was employed at Axa Advisors, LLC and LaSalle University, and also spent over a decade at Streamlight, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and largely investing in Vanguard funds and ETFs, while serving a large client base through digital delivery and a team servicing model.

Leslie Chatty is a CFP® with 25 years of industry experience, currently serving at Vanguard Advisers since 2016. She has also worked with Vanguard Marketing Corporation and The Vanguard Group since 2012. Leslie holds Series 63 and Series 65 licenses. Outside of her advisory role, she is an investor in Botanery Barn Distilling, LLC, a business located in Elverson, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Matthew Jaskel is a CFP® with eight years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. His career includes multiple roles at Vanguard entities since 2017 and prior experience at GWFS Equities and Infosys BPM Limited. Outside of his financial career, he works as a freelance videographer for a local sports TV show. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with various tax-aware and customization features.

Raymond Querey is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with The Vanguard Group since 1995. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Brian Concannon is a CFA® charterholder and Series 63 licensed advisor with 10 years of industry experience. He has worked at The Vanguard Group since 2017 and previously held a position at London Business School. He also serves as a limited agent for an immediate family member in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations constructed largely from Vanguard funds and ETFs, supported by its digital delivery platform and team servicing model.

Kurt Johnson is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach that employs proprietary models to create personalized asset allocations, largely using Vanguard funds and ETFs.

Paul Riley is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked at several entities affiliated with Vanguard since 2026. Outside of his advisory role, he has been involved with various businesses and organizations including PMR Ventures LLC and Hillsong Church. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Sean Bordier is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Trumark Credit Union, LPL Financial, and The Prudential Insurance Company of America. Outside of advisory work, he is an online content creator on Twitch. Vanguard Advisers offers both automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Alan Stutman is a CFP® with 21 years of experience in the financial industry, currently serving at Vanguard Advisers since 2005. He holds a Series 63 designation and is based in Malvern, PA. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios largely composed of Vanguard funds and ETFs.

Jack Dunston is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., Merriken Financial Group, and Haefele Flanagan Certified Public Accountants and Advisors. Before his financial career, he worked in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary methodologies and portfolios primarily composed of Vanguard funds and ETFs.

Sarah Goller is a CFA® charterholder and holds a Series 63 license, with 20 years of industry experience, all at The Vanguard Group since 2006. She is based in Malvern, PA and is affiliated with Vanguard Advisers. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through digital and personal advisor services. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Bhumi Shah is a CFP® certified financial advisor with 10 years of industry experience, currently working at Vanguard Advisers in Malvern, PA. She has been with The Vanguard Group since 2017, following prior roles at Blair Wealth Management and Meyer Capital Group. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Sarah Holahan is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group since 2022. Prior to that, she spent six years at Wells Fargo Clearing and eight years at Wells Fargo Bank. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach, primarily utilizing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and team servicing model.

Gary Stark is a CFP®-designated financial advisor with 13 years of industry experience, currently working at Vanguard Advisers in Malvern, PA. He has been with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2013 and joined Vanguard Advisers in 2016. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Brian Keeport is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 1999. Based in Malvern, PA, he has spent his entire career with The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Jason Cockerham is a CFP® professional with 24 years of experience in the financial industry. He has worked at Vanguard Advisers since 2016 and has held roles at related Vanguard entities and other firms, including M & B Cockerham, Inc. Aside from his advisory work, he is a business partner at Team JC Realty, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach that combines proprietary models with portfolios constructed mainly from Vanguard funds and ETFs.

Allison Redding is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been affiliated with Vanguard-related entities since 2015. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach relying on proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.