Omar Tovar is a CFP®-certified financial advisor with 13 years of industry experience. He is currently with Vanguard Advisers and has previously worked at Charles Schwab and USAA in various financial planning and investment management roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm’s scale and digital delivery model support a high client-to-advisor ratio, serving hundreds of thousands of client relationships.

Jesse Alonzo is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., USAA Investment Services Company, and USAA Financial Advisors, Inc. He also managed a separate business, MDK Fence & Patio LLC, for seven years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, with portfolios made up mainly of Vanguard funds and ETFs and a range of customization options.

Jalen Walsh is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes positions at United Trust Bank, UBS Asset Management, and roles outside finance such as at the Chicago Bears and Crossroads YMCA. Vanguard Advisers provides automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans through digital platforms and personalized portfolio management. The firm employs a goal-based, algorithm-driven investment approach largely using Vanguard funds and ETFs, supported by a large team serving a broad client base.

Dylan Delacruz is a CFP® with eight years of industry experience, currently affiliated with Vanguard Advisers in Plano, TX. His work history includes roles at Fisher Investments, Merrill Lynch, and Frost Bank. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a high client-per-advisor ratio enabled by its digital platform and team servicing model.

Kevin Castaneda is a financial advisor with Vanguard Advisers based in Plano, TX, holding a Series 66 designation and four years of industry experience. He has worked at The Vanguard Group since 2021 and is also the owner of Moncast Tax Services, LLC, where he provides tax preparation services. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Their investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized, tax-aware portfolios largely composed of Vanguard funds and ETFs.

John Onufreiczuk is a financial advisor at Vanguard Advisers with Series 66 and Series 63 credentials and 24 years of industry experience. His prior work includes positions at Schwab Wealth Advisory, TIAA, Empower Financial Services, Visionpoint Advisory Group, and Bank of America/Merrill Lynch. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options, and operates at scale through a digital delivery model supported by over 2,200 advisors.

Laura Thuener is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds the Series 66 designation and has worked previously at Fidelity Investments and Charles Schwab. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and manages a large client base through a combination of digital delivery and advisor support.

Michael Foltmer is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked with firms including Avantax and Northwestern Mutual. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans, providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Xavier Martinez is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and nine years of industry experience. He has been with Vanguard Advisers since 2020 and has been affiliated with related Vanguard entities since 2016. Prior to that, he worked at AMC Theatres from 2014 to 2016. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to personalize asset allocations, with portfolios primarily composed of Vanguard funds and ETFs.

Patrick Rosborough is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 66 and Series 63 designations and three years of industry experience. His prior experience includes roles at JPMorgan Chase Bank, Northwestern Mutual, and self-employment. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Jeffrey Skousen is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Charles Schwab, Edward Jones, USAA Investment Management Company, and USAA Financial Advisors. Outside of his advisory work, he is involved in managing a rental property. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Jose Maceda is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. His background includes roles at J.P. Morgan Securities, Robinhood, TD Ameritrade, and Wells Fargo before joining Vanguard in 2025. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, managing a large scale of client relationships through a combination of digital platforms and advisory teams.

Lora Leavenworth is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 66 and Series 63 licenses and 22 years of industry experience. Her prior roles include positions at Fisher Investments, Homer Inc. (Integrity Wealth Advisors), LPL Financial, and Tieton Capital Management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a large team of advisors serving a high volume of client relationships.

Daniel Martinez is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked in various roles at Vanguard-affiliated entities since 2024. His background also includes positions outside the investment industry, such as work in the floral business and higher education. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios built primarily from Vanguard funds and ETFs, supported by a large network of over 2,200 advisors.

Jacob Tipoff is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at PFS Investments, Inc. and Primerica Financial Services. Outside of his advisory work, he has been involved with several community organizations, including multiple First United Methodist Church locations and the Frisco School of Music. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform and team servicing model.

Jennifer Carter is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at firms including E*TRADE Capital Management, Fidelity Brokerage Services, Fisher Investments, and USAA Financial Planning Services. She is currently based in Plano, Texas. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to personalize asset allocations and manages a large client base through a combination of digital platforms and advisor teams.

Amanda Colon is a Financial Advisor at Merrill Lynch Wealth Management, where she has served for nearly five years. She specializes in guiding women executives, business owners, and families through retirement planning, business transitions, and various life changes. Amanda provides tailored financial strategies focused on areas such as college education planning, family wealth management, legacy planning, and philanthropic planning, among others. Amanda holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She earned her Bachelor's Degree from the University of North Texas. Fluent in English and Spanish, Amanda combines her diverse cultural background and extensive experience across multiple industries to support clients in financial clarity and life fulfillment. Outside of her professional role, Amanda enjoys performing music as a singer-songwriter, traveling, and spending time with her family. She lives in North Texas with her husband, daughter, and two dogs.

Robert Luten is a financial advisor with Vanguard Advisers, holding Series 63, Series 65, and Series 66 licenses and bringing nine years of industry experience. Before joining Vanguard in 2025, he worked at Charles Schwab & Co., Inc. and TD Ameritrade, among other firms. Outside of his advisory role, he owns Luten Ventures, LLC, a business focused on sports memorabilia sales. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio management with a proprietary glide-path methodology, offering a range of customizable portfolios built mainly from Vanguard funds and ETFs.

Peyton York is a financial advisor with Vanguard Advisers located in Plano, TX. He holds Series 66 and Series 63 licenses and has four years of industry experience, including roles at The Vanguard Group and Orion Portfolio Solutions. His background also includes various positions outside the financial sector, such as work with Home City Ice and Bruegger's Bagels. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs with tax-aware and customization features.

Paul Hensley is a CFP®-designated financial advisor with Vanguard Advisers, holding Series 65 and Series 66 licenses and four years of industry experience. His career includes roles at Vanguard Advisers, The Vanguard Group, Creative Planning, Hightower Advisors, and Plancorp. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining scale with digital delivery to serve a large client base efficiently.