Samuel Pleasant Cress is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes positions at Fisher Investments and Fidelity Investments. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs, supported by a team of more than 2,200 advisors.

Todd Wnuk is a financial advisor with Vanguard Advisers based in Plano, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Sendero Wealth Management, Broadway National Bank, USAA Wealth Management, TIAA-CREF, and Charles Schwab. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm serves a large client base through a digital platform combined with advisor support, focusing mainly on retail and plan participants.

Mark Renzi is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior experience includes roles at Fidelity, New York Life Insurance Company, Prudential Insurance Company of America, and various Vanguard entities. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Owen Nickle is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, JPMorgan Chase, and other firms. Outside of advising, he maintains a life and health insurance license. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large number of client relationships through a combination of automated platforms and advisor teams.

I am a CERTIFIED FINANCIAL PLANNER® professional with over 11 years of experience at a corporate Registered Investment Adviser Firm. As a top performer, I received equity awards and saw firsthand both the opportunities and complexities they present. To deepen my expertise, I obtained the Certified Equity Professional (CEP) designation, allowing me to better understand the intricacies of stock plan administration and provide informed, strategic guidance to clients. I now specialize in helping stock plan participants navigate their equity compensation, ensuring it aligns with their broader financial goals. Before forming MeasuredMint, LLC, I worked at a Fintech trading firm that is a leader in stock plan administration where I was registered as a Principal (FINRA Series 4, 9, 10 and 24). I earned a BS in Business Administration with a Finance concentration and a MBA with an Ethical Leadership concentration from Marist University (formerly Marist College). Most recently, I graduated from the Securities Industry Institute® (SII), the premier executive development program for securities industry professionals, hosted by SIFMA and Wharton. A native New Yorker, I now live in Dallas, Texas with my wife and two young children. In my spare time, I enjoy cycling, rowing, and visiting National Parks.

Andrew Mcavoy is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and one year of industry experience. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and self-employment. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored plan participants, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at scale with a high client-to-advisor ratio, utilizing digital delivery alongside personalized asset allocation strategies.

Matthew Callander Jr. is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 66 designation and has been with Vanguard Advisers since 2018. Prior to this, he worked at Mariner Wealth Advisors and spent four years at William Paterson University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios primarily from Vanguard funds and ETFs, managing a large client base through its digital platform and team servicing model.

Seth Downing is a financial advisor at Vanguard Advisers with Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Fisher Investments and TD Ameritrade Institutional. Outside of advising, he works as a mortgage loan officer with Kylex Mortgages and as a delivery driver for Pizza Hut. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models and largely Vanguard-based portfolios, serving a large client base through a digital platform combined with human advisors.

Terrance Campbell is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63, 65, and 66 designations. In addition to his advisory role, he is the founder and principal coach of Pivot Transformation Academy, LLC, a personal development and leadership coaching business that offers educational content, speaking engagements, and workshops. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customized portfolio options largely composed of Vanguard funds and ETFs.

Justin Nnabuife is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial Services LLC and Frisco Financial Planning. He is currently employed by The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and a team servicing model.

Merilyn Aro is a Series 66 licensed financial advisor at Vanguard Advisers with seven years of industry experience. She has previously worked at Merrill Lynch and JP Morgan Securities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily invests in Vanguard funds and ETFs.

Andrew Fuller is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His work history includes roles at several organizations, including The Vanguard Group, Kaleidoscope Park, and the University of North Texas. He has also been involved with Nautical Boat Club – Little Elm. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, supported by a combination of digital delivery and advisor teams to manage a large client base.

Stephen Farrar is a financial advisor with Vanguard Advisers based in Plano, TX, holding Series 63 and Series 66 designations and 14 years of industry experience. His previous roles include positions at Charles Schwab and TD Ameritrade. Vanguard Advisers provides both automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based and algorithm-driven investment approach, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Michael Rodriguez is a CFP® with nine years of industry experience currently working at Vanguard Advisers. His prior roles include positions at Fisher Investments, Ameriprise Financial Services, and Fidelity Investments. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans using goal-based, algorithm-driven strategies built around Vanguard funds and ETFs. The firm combines digital platform scale with personalized portfolio management and various customization options.

Gabriela De Lima Drumond is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Plano, TX. She has been with Vanguard and related entities since 2026, following prior experience at Willis Johnson Wealth, Skyward Financial, and Edward Jones, among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to set personalized asset allocations, primarily using Vanguard funds and ETFs, combined with a digital delivery platform serving a large client base through a team servicing model.

Humberto Vargas is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and two years of industry experience. He previously worked at Fisher Investments, Rio Bank, and Equitable Advisors, among other firms. Outside of his advisory roles, he has experience in entrepreneurial ventures including KicksBiscuit and Euphoric Growth LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Esteban Romero is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 designations and 10 years of industry experience. He has been with Vanguard-related entities since 2022, following six years at TIAA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach to portfolio construction largely composed of Vanguard funds and ETFs.

Barbara Tsinakis is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 21 years of industry experience. Her prior roles include positions at Charles Schwab and Merrill. She is currently based in Plano, TX. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware strategies.

Cem Baber is a financial advisor at Vanguard Advisers with four years of industry experience and holds a Series 66 designation. Prior to joining Vanguard in 2022, he held positions at Dearborn & Creggs and Northwestern Mutual, as well as roles in educational institutions including the University of Houston. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Rusty Rutledge is a CFP® professional with 24 years of industry experience currently serving with Vanguard Advisers. His background includes roles at ETEXfinancial, Inc., ETEXinsurance Services, Inc., and Birara LLC, where he is involved in property ownership. He has maintained insurance licenses in Texas since the mid-1990s. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary models and Vanguard funds. The firm manages a large client base through a combination of digital delivery and a team servicing model.